Home Loans

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NCUA

First Mortgages
Are you looking for a new home? Take advantage of IFCU’s full-service mortgage program. We feature fixed and adjustable rates and conventional 15, 20, 25, and 30 year mortgages with flexible options on owner-occupied homes. Call (765) 771-8061 today to schedule an appointment with IFCU’s Mortgage Specialists.

Second Mortgages
There are many good reasons to obtain a second mortgage. If you’re thinking about a second mortgage, call us. We offer fixed-rate second mortgages at competitive rates with all the benefits you’d expect, and there are no hidden costs or prepayment penalties. Use the equity in your home for home improvements, paying off credit cards, or purchasing a car! Call a Membership Services Representative today for details.

Mortgages Online
You can use our online tools to learn more about home loans and find the best loan options to suit your needs and goals. You can explore our site without any obligation or disclosure of personal information, or if you want, you can even begin the application process online! Simply click the "Mortgages Online" link below. We are here to personally help you through the entire home financing process.

Home Equity Line-of-Credit
Discover the treasure hidden in your home. With an IFCU Home Equity Line-of-Credit, you’ll enjoy a competitive variable interest rate with no hidden maintenance costs. Plus, the interest may be tax-deductible. Ask your tax advisor for details.

With an IFCU Home Equity Line-of-Credit, you apply only once, then you can access your credit line again and again, anytime, for up to 5 years. Use the funds for tuition, home improvements, bill consolidation, even a family vacation!

Loans By Phone
Applying for an IFCU loan is as easy as picking up a phone. We have loan officers available 9am (9:30 am on Thursdays) - 8pm Monday through Friday, and 9am - 1pm Saturdays to assist you with all of your loan needs. Call 765-771-8000 and a loan officer will take your call immediately and complete your application. Taking out a loan has never been easier, or more convenient!