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Checking & Savings Rates   CD Rates   Loan Rates   Fees  

* Rates effective as of 3/19/2008

* Rates are shown for owner occupied single family dwellings only. Non-owner occupied financing and other programs are available. Maximum APR* on variable rate Home Equity Lines and Second Mortgages will not exceed 18% APR*.

LOAN RATES:
First Mortgage Loans
Call (765) 771-8061 for current rates.
 
Fixed Rate Home Equities & Second Mortgage Loans
Rates as low as 6.25% APR*
Variable Rate Home Equity Lines of Credit*
Call (765) 771-8061 for current rates.

*Annual Percentage Rate (APR)

* Due to market fluctuations, interest rates on Home Equity Lines of Credit and variable rate loans are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified members. Your individual rate may vary.

* The index is based on the prime rate as published in the Wall Street Journal on the 15th day (or the next business day) of the month plus the margin.

Consumer Loans:
Automobile rates*
(See representative for rates on motorcycles, boats, campers, etc.)
Rates as low as 6.35% APR*
Loans Secured by CD** 3.00% above CD APY*
Share Secured Loans 9.99% APR*
Interest Rate Deductions:
Deduct:
0.25% for a checking account
0.25% for direct deposit of whole check
0.25% for auto payment transfer
0.25% for 15% down (on auto loan)

*Annual Percentage Rate (APR)

**Certificate of Deposit (CD)

* Interest rates are subject to credit approval and certain restrictions may apply. The rates shown are based on average rates of our best qualified members. Your individual rate may vary. Contact us for more information.

Please call (765) 771-8000 for more information regarding our rates.