Home Loans

First Mortgages

Are you looking to refinance or purchase a new home? Take advantage of IFCU’s full-service Mortgage Center. Currently, we feature conventional fixed and adjustable rate mortgages with terms ranging from 10 to 30 years (click here for disclosure) and flexible options on owner-occupied homes. Additionally, we offer unique loan solutions such as construction loans and loans for one to four-family rentals. Call (765) 771-8061 today to schedule an appointment with IFCU’s Mortgage Specialists.

Avoid foreclosure and get the help you need. In support of the administration's Making Home Affordable Program, Freddie Mac offers several options to help you with your mortgage and avoid foreclosure. Learn more...

Home Equity Loans & Home Equity Lines of Credit (HELOC)

The most valuable financial asset you probably have is the equity in your home. Chances are you have more equity than you realize. As the market value of your home increases, so does your equity. That's important because your home's equity can be used as collateral for a low-cost IFCU equity loan to pay for the important things in life such as: consolidating your debt, paying off credit cards, remodeling your home, paying for college, purchasing a car, or making home repairs.

Whatever stage of life you're in and whatever the need may be, IFCU's low-rate home equity loans and helpful loan representatives are here to provide you with the information and resources you need in order to make the best decision for your individual situation.

bullet point Fixed Rate Home Equity Loan

Low fixed-rate loan
Repayment periods that work for you -- for up to 15 years
No hidden costs or annual fees
No prepayment penalties

bullet point Home Equity Line of Credit (HELOC)

Low variable-rate loan
You apply only once, then you can access your credit line again and again, anytime for up to 5 years. Use the funds for home improvements, a wedding, tuition, bill consolidation, and more.
No hidden maintenance costs
Plus, the interest might be tax deductible. Ask your tax advisor for details.

>> How to Get Your Home Loan:

Contact us directly and let us know how we can help you in your home buying
or refinance process.
Mortgage Department Hours:
Monday - Friday: 8:00 AM - 6:00 PM
Saturday: 9:00 AM - 12:00 PM
Visit: 1115 Sagamore, Lafayette, IN 47905 (Click here for driving directions.)
*We can also set-up an appointment at a location closer to where you live. Please call to set an appointment.
(2) Phone:Call: (765) 771-8000 Option 5
Fax: (765) 771-8050


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