Protection & Peace of Mind.

Mechanical Breakdown Protection Warranty Program

Did you know that 1 in 3 vehicles experience a mechanical failure in a given year? The typical warranty owner will make several claims during the life of their agreement, and after the manufacturer's warranty expires and without an extended warranty, you'll have no protection from unexpected repair costs - that can quickly add up to thousands of dollars!

Purchasing an extended warranty, also called Mechanical Breakdown Protection or "MBP" for short, is a wise choice. It ensures that the investment in your vehicle is protected and reduces the possibility of out-of-pocket expenses when you suffer unexpected mechanical failure. The cost of the coverage varies with the protection coverage plan chosen and the specific details of the vehicle (Make, Model, Year, Mileage).

Coverage Plans:

Platinum: Top-of-the-line named exclusion coverage for virtually all mechanical and electrical components of the vehicle unless the part is specifically listed as “not covered”.

Platinum Wrap: Top-of-the-line named exclusion coverage for virtually all mechanical and electrical components of vehicles.  Specifically for New Vehicles (with less than 10K miles) with an extended manufacturer’s powertrain warranty in force.

Gold: A very extensive named component plan that includes coverage for specific components within 14 major vehicle assemblies.

Silver: A good named component plan that includes coverage for specific components within 12 major vehicle assemblies.

Bronze: A good powertrain only plan that includes coverage for specific components within the 4 most expensive vehicle assemblies.

*Please consult with an IFCU representative to learn more about the specific terms involved with our Mechanical Breakdown Protection Warranty Program as certain fees, terms and conditions may apply.