Protection & Peace of Mind.

Various insurance and asset protection products are available to complement the loans and other services IFCU offers. These products are provided to members through other independent companies for the benefit of IFCU members.

GAP (Guaranteed Asset Protection)
Here’s a question for you - if your vehicle is totaled, will your insurance pay off your loan? Sure, most people think that if their vehicle is stolen or totaled their primary insurance will pay off their loan or lease balance-but believe it or not, that’s not always the case. Learn more...

Mechanical Breakdown Protection
This provides protection against the cost associated with most of your vehicle's mechanical breakdowns (beyond the normal terms and conditions of the manufacturer's standard warranty and after the warranty has expired). Learn more...

Payment Protection: Credit Life & Disability Insurance
To protect you and your family from a financial burden, optional term life insurance and disability insurance for loans are available at a reasonable cost. Learn more...

Overdraft Privilege (ODP)
Even if you think you'll never overdraw your checking account, automatic overdraft protection gives you extra peace of mind. It also gives you an easy way to access your other credit union accounts through your checking account. Learn more...