Balance Transfer

0% APR* for 6 Months! No Transfer Fee!

Limited time offer!

For New and Current Cardholders.

It's easy to overspend during the holidays, racking up credit card charges for gifts, travel, meals and more. Even months later, you could still be feeling those purchases in the form of credit card debt.

If your interest payments are piling up, there is a way out: move your current credit card balance to a new or existing IFCU credit card with a lower interest rate. If you have balances on multiple cards, transfer all of them to one IFCU card, simplifying your monthly bills and reducing your number of payments.


Or Call:

(888) 564-4328 

to get started today. Or visit one of our 10 branch locations.

Check out our credit card options.

*Annual Percentage Rate (APR). 0.00% APR promo rate applies to balance transfers to an IFCU credit card from a non-IFCU credit card. No minimum balance required. Purchases and cash advances excluded. ^Rate is for 6 billing cycles from posting date of first transfer, after which the APR will convert to the cash advance rate of 13.5%, or 14.5%, or 17.9% determined by VISA product and creditworthiness. The APR will be fixed after promotion period ends. New and current cardholders eligible. Credit card approval depends on creditworthiness and other qualifications. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Call us at 765-771-8000 option 1 to talk to a consumer loan specialist for current rates, terms and conditions.