Payment Protection Insurance

Protect you and your family

IFCU provides term life insurance and disability insurance for loans. These optional insurance options are available at a reasonable cost so that you can have peace of mind.

We don’t always like to think about it, but disability and death are always potential events in our lives and payment protection helps provide members with financial protection and stability.

Happy family smiling

Insurance options available:

  • Credit Life Insurance: In the event of death, the loan will be paid in full. Joint or single Credit Life Insurance is also available.
  • Credit Disability Insurance: If you are off work due to medical reasons for more than 14 days, this will pay your payments until you return back to work.

Insurance Benefits:

  • It’s convenient with the cost of coverage included in the monthly loan payment.
  • Helps pay insured monthly benefits at a time when income may be reduced and expenses higher.
  • Pays benefits even when other insurance is in force.
  • Helps reduce financial risk.
  • Provide peace of mind for members and their families.
Get in contact with an IFCU representative to learn more about the specific terms involved with our Payment Protections services as certain fees and conditions may apply.


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