Auto and Recreational Loans

Searching for an auto or recreational loan?


Getting a loan has never been easier.

Whether you're buying new or used or refinancing from another lender, we can help simplify the loan process. Take advantage of competivie rates, quick approvals and personal service.

Loan Options Available

New & Used Autos

  • Get pre-approved and shop with negotiating power
  • Fast, free online auto loan application
  • Flexible terms up to 72 months to help keep your payments low

Auto & Recreational Loan Refinance

  • Lower your monthly payments
  • Extend your term

How to Apply

New & Used Recreational Vehicles

Finance your fun on the water or on the open road with a Recreational Vehicle Loan form IFCU.

Recreational Loans

  • Boat
  • Motorcycle
  • ATV
  • Snowmobile
  • Camper
  • RV
  • Trailers
  • & many more
  • Get pre-approved and shop with negotiating power
  • Fast. free online recreational loan application
  • Flexible terms to help keep your monthly payment low

IFCU Loan Advantages

  • No pre-payment penalty for paying off the loan early
  • Compute day-by-day interest rates
  • No application fees
  • Local loan decisions.
  • Talk to your loan officer
  • Pre-approvals available
  • Walk out with your loan or funds
Rates as Low as:
New Auto3.74% APR*
Used Auto3.74% APR*
New Motorcycle3.00% APR*
Used Motorcycle3.00% APR*
Campers/ ATV/ Snowmobiles/ Trailers6.99% APR*
Boats & Watercraft4.99% APR*
Unsecured Loan11.00% APR*
HVAC Loan6.99% APR*
Overdraft Protection LoansRate for ALL NEW ODP Loans: 18%
Loans Secured by Share Certificate5.5% above Share Certificate Rate**
Loans Secured by Savings7.99% APR*
Other Secured Loans6.99% APR*
*Annual Percentage Rate (APR). All loans are subject to approval and individual rates may vary based on your credit score, terms, and underwriting conditions. Your actual rate may be higher. Certain restrictions and conditions may apply. We may offer other terms and conditions connected with this offer. There may be other costs associated with some loans. Rates are subject to change without notice. Contact IFCU at (765) 771-8000 for more information.
**As an example, if your current Share Certificate term is 36 months at 1.10%, the resulting APR of 6.60% will be used, which is subject to change. Click here for current rates.