HVAC Loans

Furnace and Air Conditioner Loan

Ensure the comfort and safety of what matters most!

When it’s time to replace your old, inefficient heating or air-conditioning system, we can make paying for your new system easy. We offer budget-friendly financing to help you stay comfortable year-round.


Get comfortable - with financing from IFCU!

Flexible Financing Terms

Apply Online or Call (765) 771-8000 Option 1 or visit one of our branches to speak with one of our loan representatives to begin the pre-approval process.

HVAC Loan Rate

Rates as Low as:

HVAC Loan

6.99% APR*

FAQs

What is the HVAC loan cover?

HVAC Loans only apply to furnaces and permanent air conditioners in owner occupied home

What is the minimum amount I can finance?

Minimum amount financed $1,000.

Is there any collateral required?

A fixtures lien will be filed.

Free Financial Calculators

Access our complete library of both loan and deposit calculators.

CHECK THEM OUT!

*Annual Percentage Rate (APR). All loans are subject to approval and individual rates may vary based on your credit score, terms, and underwriting conditions. Your actual rate may be higher. Certain restrictions may apply. You must be a member, or become a member of IFCU to qualify. Minimum amount financed $1,000. Offer only applies to furnaces and permanent air conditioners in owner occupied home. A fixtures lien will be filed. On amounts up to $15,000, rates are as low as 6.99% for up to 60 months financing. 10% down payment required. We may offer other terms and conditions connected with this offer. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Call us at 765-771-8000 option 1 to talk to a consumer loan specialist for current rates, terms and conditions.

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