Recreational Vehicle Loans

Recreational, Boats, Motorcycles and Off-Road Vehicle Loans

Refinance Special - Auto, Boat and Motorcycle

We'll meet or beat your current rate and give you 1% cash back!

Not into your loan? Drive it over to Industrial Federal Credit Union. If you have an auto, motorcycle or boat you love - but a loan you don’t, we can help. Let's see how much money we can save you, and give you!

Cash Back

Ready for your next adventure?

Let Industrial Federal Credit Union get you pre-approved for your Boat, Motorcycle, RV and off-road vehicle loan - and for your family’s next adventure!

The best recreational vehicle loan for you

Finance your fun on the water or on the open road with a Recreational Vehicle Loan from IFCU.

  • Take advantage of low loan rates
  • Refinance your current recreational vehicle loan
  • Fast, free online auto loan application
  • Flexible terms to help keep your payments low

New and Used Recreational Vehicles

  • Boat
  • Motorcycle
  • ATV
  • Snowmobile
  • Camper
  • RV
  • Trailers
  • & many more

Get Pre-Approved

  • Get pre-approved so you can flex those negotiating muscles to get the best possible price.

Local Lending

  • No pre-payment penalty for paying off the loan early
  • Compute day-by-day interest rates
  • No application fees
  • Local loan decisions.
  • Talk to your loan officer
  • Pre-approvals available
  • Walk out with your loan or funds

GAP Coverage
GAP Coverage
This optional coverage helps pay off your recreational vehicle loan if your vehicle is totaled or stolen and you owe more than the vehicle's depreciation value.
Covering the Gap

If you're purchasing a new recreational vehicle, you might want to consider GAP Coverage.

GAP Coverage
Payment Protection
Payment Protection Insurance
By electing Payment Protection on yor loan, you can rest easy knowing you're covered in life's most unpredictable events.
Piece of Mind

Payment Protection includes coverage options for life, unemployment, and disability payment coverage.

Payment Protection Insurance
Auto Insurance Discount
Auto Insurance Discount
Your IFCU membership entitles you to discounts on your auto insurance.
customized auto Insurance

Making sure your vehicle and family are protected with the correct coverage is crital.

Auto Insurance Dsicount

Recreational Vehicle Loan Rates

Rates as Low as:
New and Used Motorcycles7.25% APR*
Campers/ ATV/ Snowmobiles/ Trailers8.24% APR*
Boats & Watercraft8.74% APR*

What's Your Next Adventure?

At Industrial Federal Credit Union, our staff is excited about helping you create unforgettable memories on your next adventure. We'll here to make sure you get the best rate and service possible.

Experience The Open Road

Get on the open road and see the country with a Recreational Loan from IFCU.

Your Family Adventure Awaits

Grab the kids and create lasting memories.

Get Pre-Approved

Get pre-approved so you have the bargaining power when you find the next boat of your dreams.


Do I need to get pre-approved before going to the dealership?

It’s not required, but suggested so that you’ll have extra bargaining power at the dealership. Knowing how much you’re approved for ahead of time also helps you stick within your budget.

What Else Can I Get With My Recreational Vehicle Loan?

IFCU offers a variety of products to help protect you and your vehicle, including:

Guaranteed Asset Protection (GAP)
Mechanical Repair Coverage
Payment Protection Insurance
Discounts on Auto Insurance

What If I Want To Lower My Monthly Auto Loan Payment?

Consider refinancing your existing non-IFCU auto loan with us to save on your monthly auto loan payment.

Can I Get IFCU Financing Through The Dealership?

IFCU financing is available at most Central Indiana dealerships. When you purchase new or used autos at participating dealerships, you can finance through IFCU and complete the loan at the dealership.

Do you finance Auto Loans outside of Indiana?

Yes, as long as you are an IFCU member or qualify for membership, we will be happy to help you purchase an automobile located in a state outside of Indiana.

Free Financial Calculators

Access our complete library of both loan and deposit calculators.


*Annual Percentage Rate (APR). All loans are subject to approval and individual rates may vary based on your credit score, terms, and underwriting conditions. Your actual rate may be higher. Certain restrictions and conditions may apply. We may offer other terms and conditions connected with this offer. There may be other costs associated with some loans. Rates are subject to change without notice. Contact IFCU at (765) 771-8000 for more information.


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