Recreational, Boats, Motorcycles and Off-Road Vehicle Loans
Refinance Special - Auto, Boat and Motorcycle
We'll meet or beat your current rate and give you 1% cash back!
Not into your loan? Drive it over to Industrial Federal Credit Union. If you have an auto, motorcycle or boat you love - but a loan you don’t, we can help. Let's see how much money we can save you, and give you!


Ready for your next adventure?
Let Industrial Federal Credit Union get you pre-approved for your Boat, Motorcycle, RV and off-road vehicle loan - and for your family’s next adventure!
The best recreational vehicle loan for you
Finance your fun on the water or on the open road with a Recreational Vehicle Loan from IFCU.
- Take advantage of low loan rates
- Refinance your current recreational vehicle loan
- Fast, free online auto loan application
- Flexible terms to help keep your payments low
New and Used Recreational Vehicles
- Boat
- Motorcycle
- ATV
- Snowmobile
- Camper
- RV
- Trailers
- & many more
Get Pre-Approved
- Get pre-approved so you can flex those negotiating muscles to get the best possible price.
Local Lending
- No pre-payment penalty for paying off the loan early
- Compute day-by-day interest rates
- No application fees
- Local loan decisions.
- Talk to your loan officer
- Pre-approvals available
- Walk out with your loan or funds
Recreational Vehicle Loan Rates
Rates as Low as: | |
---|---|
New and Used Motorcycles | 7.25% APR* |
Campers/ ATV/ Snowmobiles/ Trailers | 8.24% APR* |
Boats & Watercraft | 8.74% APR* |
What's Your Next Adventure?
At Industrial Federal Credit Union, our staff is excited about helping you create unforgettable memories on your next adventure. We'll here to make sure you get the best rate and service possible.

Experience The Open Road
Get on the open road and see the country with a Recreational Loan from IFCU.

Your Family Adventure Awaits
Grab the kids and create lasting memories.

Get Pre-Approved
Get pre-approved so you have the bargaining power when you find the next boat of your dreams.
FAQs
Do I need to get pre-approved before going to the dealership?
It’s not required, but suggested so that you’ll have extra bargaining power at the dealership. Knowing how much you’re approved for ahead of time also helps you stick within your budget.
What Else Can I Get With My Recreational Vehicle Loan?
IFCU offers a variety of products to help protect you and your vehicle, including:
Guaranteed Asset Protection (GAP)
Mechanical Repair Coverage
Payment Protection Insurance
Discounts on Auto Insurance
What If I Want To Lower My Monthly Auto Loan Payment?
Consider refinancing your existing non-IFCU auto loan with us to save on your monthly auto loan payment.
Can I Get IFCU Financing Through The Dealership?
IFCU financing is available at most Central Indiana dealerships. When you purchase new or used autos at participating dealerships, you can finance through IFCU and complete the loan at the dealership.
Do you finance Auto Loans outside of Indiana?
Yes, as long as you are an IFCU member or qualify for membership, we will be happy to help you purchase an automobile located in a state outside of Indiana.
Free Financial Calculators
Access our complete library of both loan and deposit calculators.