Platinum Balance Transfer

Double your Savings!

Earn 2 Points for Every Dollar Transferred*!

4.99% APR* for 6 Months. No Transfer Fee!

Earn up to $200 by transferring high-rate balances!

For New and Current Cardholders.

Balance transfers allow you to move your current credit card balance(s) from another lender to a new card or different card. The benefits could include lower interest rates, lower monthly payments and the opportunity to consolidate debt from multiple cards into one.

If your interest payments are piling up, there is a way out: move your current credit card balance to a new or existing IFCU credit card with a lower interest rate. If you have balances on multiple cards, transfer all of them to one IFCU card, simplifying your monthly bills and reducing your number of payments.


• Variable-rate card
•Rate is currently 10.25% APR*
• NO annual fee
• Minimum credit limit of $5,000
• 1% cash back on all purchases
• Rewards points option for travel, merchandise, gift cards, and much more.
• Up to $400,000 of free travel accident & baggage delay insurance



Or Call:

(888) 564-4328 

to get started today. Or visit one of our 10 branch locations.

Check out our credit card options.

*The Annual Percentage Rate (APR). 4.99% APR promo rate applies to balance transfers to an IFCU credit card from a non-IFCU credit card. 2 points for every dollar transferred up to $10,000. No minimum balance required. Offer ends October 31, 2019. Purchases and cash advances excluded. Rate is for 6 billing cycles from the posting date of first transfer, after which the APR will convert to the current variable rate. The APR will be variable after the promotion period ends, based on the Prime Rate and is adjusted monthly. As of August 21, 2019 the rate is 10.25%. New and current cardholders eligible. Credit card approval depends on the creditworthiness and other qualifications. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Call us at 765-771-8000 option 1 to talk to a consumer loan specialist for current rates, terms and conditions.