Members can redeem savings bonds at IFCU!

For more information on savings bonds, please visit Treasurydirect.gov. If you have any questions, visit or call your nearest IFCU branch.

EE Bonds

These bonds are safe, low-risk savings products that pay interest based on current market yields on Treasury Securities for up to 30 years if you purchased them between May 1997 and April 30, 2005. EE Bonds purchased after May 2005 with earn a fixed rate of return. They are issued at 50% of face value.

 I Bonds

These bonds are low-risk, liquid savings backed by the U.S. Government. They earn interest and help protect against inflation. Any individual with a valid U.S. Social Security Number or Tax ID can own I Bonds. They are issued at 100% face value.

What is the difference between EE and I Bonds?

The biggest difference is the rate you receive on your bonds. EE bonds are calculated based on average 5-year Treasury Securities market yields, while I Bonds are calculated by combining fixed rates of return and inflation rates.