5.99% APR promo rate

Refresh your finances with a BALANCE TRANSFER

You may be eligible to receive a low rate of 5.99% APR* for 12 months with NO TRANSFER FEES, when you transfer your high-rate credit card balances from other financial institutions to your IFCU credit card. This offer is available January 1, 2024 through March 31, 2024.^

  • Enjoy 12 Refreshing Months

Download Balance Transfer form here

This balance transfer offer applies to those who are eligible for the following IFCU credit cards; Classic Visa with the rate of 11.5% and 14.5% APR*, as well as the variable rate Platinum and Visa Select credit cards.

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*Annual Percentage Rate (APR). Promo ends March 31, 2024. The 5.99% APR promo rate applies to balance transfers to an IFCU credit card from a non-IFCU credit card. No minimum balance required. Purchases and cash advances excluded.

^Rate is good for 12 months from the first initial transfer, after which the APR will convert to the cash advance rate of 13.50%, 16.50%, 13.50% or 14.50%, determined by VISA product and creditworthiness. The APR will be fixed for the Classic card and variable for the Platinum/Select card after promotion period ends. The variable rate APR will vary with the market based on the Prime Rate and is adjusted monthly. It is determined by adding 5% to the highest U.S. prime rate published in The Wall Street Journal “Money Rates” table on the 15th business day of the month. The rate is effective on the first day of the billing cycle. New and current cardholders eligible. Credit card approval depends on creditworthiness and other qualifications. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Call us at 765-771-8000 option 1 to talk to a consumer loan specialist for current rates, terms and conditions.