Digital Wallets Apple Pay

Apple Pay

Apple Pay®

Add your IFCU credit or debit card to easily pay in stores, in apps and on the web.


Apple Pay is the one way to pay. It replaces your physical cards and cash with an easier, safer, more secure, and private payment method - whether you're in store, online, or sending cash to friends or family. It's money, made modern.

Simplicity. Easier and faster than cash or cards—so you can spend less time at the register.

Security. Apple Pay never shares your actual card number when you check out.

Convenience. Pay in stores, in apps and online with your iPhone, iPad and Mac or Apple Watch.


Step 1: Setup Apple Recognition

Apple Recognition

If you haven’t done so, setup Touch ID® or Face ID® to keep your device and Apple Pay purchases secure.

Step 2: Add Your Card with Wallet™

Apple Wallet

Using Apple's Wallet, add your IFCU credit or debit card to Apple Pay on any of supported device:

  1. Go to Wallet.
  2. Click on the + at the top right hand side of the screen.
  3. Click on “Debit or Credit Card” and hit Continue
  4. Take a picture of the card.
  5. Enter any card data such as expiration date or security code (3 digits from the back of your card) that the iSight camera did not pick up to complete the process.

Step 3: Follow this Checklist

  • Select your IFCU credit or debit card as your "Default Card" in the set up process.
  • Or, go to Settings and click Wallet & Apple Pay
  • Scroll down to “Default Card," click and select your IFCU credit or debit card as the default card on Apple Pay.

Step 4: Now, Pay with Touch ID® or Face ID® at Participating Merchants

Now you can begin to pay by simply holding your phone near the reader at participating merchants. Use Apple Pay in stores and Apps or look for the Apple Pay symbol or a Contactless payment symbol at retailers’ stores and in Apps.

Apple Pay Symbols


What do I need to get started with Apple Pay?

• A supported iPhone or iPad
• Touch ID ®, Face ID ® or passcode on your device
• iCloud ® account

How do I change my default card to my IFCU card?

The credit or debit card associated with your iTunes® account or the first card you add to Wallet® is your default card. To change your default card:

• Go to "Settings > Wallet & Apple Pay."
• Tap "Default Card."
• Choose a new card.

Are my payments safe with Apple Pay?

Yes. When you use Apple Pay, your IFCU credit or debit card number isn't stored on your phone or given to the merchant. A unique digital code is created specifically for that device. You still enjoy all the benefits of your IFCU cards.

How are my privacy and personal information protected?

Since Apple Pay doesn't store your credit or debit card number on the device, you never reveal your name, card number or security code to merchants.

Am I able to opt out of Apple Pay at any time?

Adding your credit or debit cards to Apple Pay is your choice; you can add and remove cards when needed.

Is Apple Pay free?

The service is free, but message and data rates may apply, depending on your data plan.

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Apple, the Apple logo, iPhone and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.

All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.

VISA is a registered trademark of Visa International Service Association and used under license.

Industrial Federal Credit Union does not provide, endorse or guarantee any third-party product, service, information or recommendations listed above. The third parties listed are solely responsible for their products and services, and all trademarks are the property of their respective owners.


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