Power up how you bank!
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No balance requirements
Everyday Checking
Earns Dividends
NONE
Features
- Eligible for Early Pay1
- No minimum balance requirements
- Free credit score and monitoring
- Digital Wallet
- Tap-to-pay debit card
- Unlimited check writing
- Receive 5 free (non-IFCU) ATM transactions a month
Minimum Opening Deposit
$5.00
Monthly Maintenance Fee
No monthly maintenance fee when you:
- Enroll in eStatements or
- Direct Deposit of $500+ monthly
- Otherwise, $5.00 maintenance fee
Free Online & Mobile Banking w/ Bill Pay
Yes
Free Debit Card
Yes
Surcharge Free ATMs Available
Yes
Maximize earnings
Earn More Checking
Earns Dividends
Yes
Features
- Earn 2.00% APY* on balances up to $20,0002
- Eligible for Early Pay1
- Free credit score and monitoring
- Digital Wallet
- Tap-to-pay debit card
- Unlimited check writing
- Receive 5 free (non-IFCU) ATM transactions a month
Minimum Opening Deposit
$5.00
Monthly Maintenance Fee
No monthly maintenance fee when you:
- Enroll in eStatements and
- Maintain a balance of $1,000 or more and
- Direct Deposit of $500+ monthly
- Otherwise, $5.00 maintenance fee
Free Online & Mobile Banking w/ Bill Pay
Yes
Free Debit Card
Yes
Surcharge Free ATMs Available
Yes
Age 55 plus
Classic 55 Checking
Earns Dividends
Yes
Features
- Earn higher dividend rate
- 2 free cashier’s checks monthly
- 2 free money orders monthly
- Eligible for Early Pay1
- Free credit score and monitoring
- Digital Wallet
- Tap-to-pay debit card
- Unlimited check writing
- Receive 5 free (non-IFCU) ATM transactions a month
Minimum Opening Deposit
$5.00
Monthly Maintenance Fee
No monthly maintenance fee when you:
- Enroll in eStatements or
- Direct Deposit of $500+ monthly
- Otherwise, $2.00 maintenance fee
Free Online & Mobile Banking w/ Bill Pay
Yes
Free Debit Card
Yes
Surcharge Free ATMs Available
Yes
Cash Management for Teens
Teen Checking
Earns Dividends
Yes
Features
- No minimum balance requirements or monthly maintenance fees
- Complimentary subscription to Greenlight
- Free financial education
- First 25 checks free (optional)
- Opening gift
- Monthly drawings
- Free Early Pay1
- Receive 5 free (non-IFCU) ATM transactions a month
Minimum Opening Deposit
$0
Monthly Maintenance Fee
No monthly maintenance fee
Free Online & Mobile Banking w/ Bill Pay
Yes
Free Debit Card
Yes
Surcharge Free ATMs Available
Yes