Power up how you bank!
Vehicle Loans
Refinance for a Reason this Holiday Season
TOGETHER WE CAN MAKE A DIFFERENCE
Refinance your auto, boat or motorcycle from another financial institution with IFCU, and we'll not only meet or beat your current rate, but we'll also sweeten the deal with 1% cash back!
BUT THAT'S NOT ALL!
With every refinance, IFCU is committed to making a positive impact in our communities by donating $50 to charity. Our support will go towards incredible organizations like the Lafayette Family YMCA, Food Finders Food Bank, Inc., Mental Health America - WVR, and Almost Home Humane Society.

Auto Loans
- Lock in the loan you need for your next new or used vehicle
- Competitive rates and fast, local processing
- Refinance your ride to lower your rate
Vehicle Refinancing
Not only will we meet or beat your current loan rate — we’ll give you 1% cash back on the amount you refinance!
Learn MoreGetting Pre-Approved
Are you ready to purchase your dream vehicle? Take the stress out of financing by getting pre-approved for a vehicle loan.
Learn MoreMotorcycle Loans
- Finance your new or used motorcycle
- Includes a competitive rate and flexible terms
- Speed up the buying process with pre-approval
Boat Loans
- Competitive rates for the watercraft you want
- Available for boats, jetskis, and more
- Refinance your existing boat loan to lower your rate
Recreational Vehicle (RV) Loans
- Explore more, around town or throughout the country, affordably
- Available for new or used RVs
- Protect your RV with GAP or MRC coverage
GAP Coverage
Safeguard your vehicle with a plan that covers the difference between its value and the amount you owe on it.
Learn MoreMechanical Breakdown Protection
Fixing your ride is expensive. But with MRC, all you need to pay is your deductible to get it repaired.
Learn MoreAuto Insurance Discount
Access better rates for protecting your vehicle through our partners at TruStage®.
Learn More