IFCU membership & Eligibility

Our Credit Union is a diverse group of 30,000+ members and we want you to be one of them! When you're a member, you're part of a vibrant community who receives access to convenient services, exclusive discounts, and exceptional products. As a member, our earnings are paid back to you in the form of low rates, dividends, and community perks. It pays to be a member. Becoming a member is easy. Here are our eligibility requirements:

IFCU Family icon

IFCU Family

If anyone in your family is a member of IFCU, then you’re eligible for membership as well.

Select Employer Groups icon

Select Employer Groups

Employees of our Select Employers are eligible for membership. This includes:

  • Employees
  • Volunteers
  • Trustees
  • Board members
  • Immediate family members of employees (i.e. parents, siblings, and grandparents)
  • Retirees of any of our Select Employers

View Full List

Donations icon


Anyone who does not qualify for membership through our Select Employer groups, or family, can join by making a $5 donation to:

  • The Humane Society of Clinton County
  • Carroll County Wabash and Erie Canal
  • Almost Home Humane Society
  • Animal Welfare League of Montgomery County
  • Boys and Girls Club of Clinton County
  • CDC Resources
  • Community Action Program of Western Indiana
  • Warren County Historical Society

Becoming a member is easy!

  • A deposit of $5 into a savings account and a one-time $5 membership fee is required to become an IFCU member, giving you access to all the benefits of membership!

  • Apply at any of our 10 branch locations. Call 888-564-4328 to make an appointment. Check out our member center locations here: Member center locations
    • In-branch applications you will need the following documents on hand:
        • Government issued ID: State ID or Driver's License, Passport (US or Foreign), Matricula
        • Proof of address: Correct on ID card, utility bill, pay stub with the correct address
        • Social Security card or ITIN letter

  • You can also apply for membership online by clicking the "Apply for Memebership" link below.

Apply for Membership