There are two main strategies to help people get out from under high-interest debt and wipe away the mountain of stress that carrying such a financial load can bring.
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Deconstructing the Debt Snowball
What to Know About Refinancing Credit Card Debt
Credit card refinancing is basically a way to lower the interest rate that you’re paying on your credit card debt.
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What is a Digital Wallet, and how does it work?
What is a Digital Wallet, and how does it work? A digital wallet is a fast, convenient and secure way to make purchases, keeping your money safer. Devices like smartphones, smartwatches, laptops and tablets have become a critical part of modern life. With just a few clicks or taps, you can take care of countless…
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When Doing a Credit Card Balance Transfer Makes Sense
When Doing a Credit Card Balance Transfer Makes Sense If you’re carrying a month-to-month balance on your card that’s a bit too high for comfort, you’re in good company. The average card balance in Indiana is $4,796 according to Bankrate. This highlights the struggle many Hoosiers face: carrying a high balance month-over-month is a sure way to…
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4 Debt Consolidation Options You May Have Not Considered
When it’s difficult to make all your payments on time, or interest rates on your current lines of credit are draining your checking account, consider debt consolidation. This smart financial move may help you get back on track with your monetary responsibilities, may boost your credit score and ease the mental stress of paying multiple…
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14 Ways to Save Money Each Month Without Depriving Yourself
Save without cutting the fun!
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Your Credit History Opens Doors — Here’s How to Build It
Building credit can be tricky. If you don’t have a credit history, it’s hard to get a loan, a credit card or even an apartment. But how are you supposed to show a history of responsible repayment if no one will give you credit in the first place?
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How To Use Credit Cards To Build Credit
We all want to look at our personal finances and feel like we’re rocking it. At the very least, we want to feel like we’re in control of our finances. One good way to set yourself up for financial success is to be intentional about building good credit for the long term. Whether you just…
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The Truth About Credit Card Debt and How to Responsibly Build Credit
The Truth About Credit Card Debt and How to Responsibly Build Credit If credit cards had their own relationship status on Facebook pages, we’d probably click, “It’s Complicated.” It’s no secret that everyday Americans enjoy the freedom of swiping at the supermarket and the convenience of online shopping. But the average balance has swelled over the years…
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Fixed-Rate Credit Cards
Industrial Federal Credit Union has non-variable fixed-rate credit cards with an unbelievable balance transfer promotion going on right now!
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