Checking

Checking Accounts

Your money. Your way.

Ignite your finances with a Industrial Federal Credit Union checking account that works best for your lifestyle. Online Banking makes it easy to secularly spend and track your money.


Become a Member Today.


Free Share Draft Checking

With our Free Share Draft Checking, you start earning competitive dividends on balances over $2,500. NO monthly maintenance fees and NO minimum balance. This checking is just simply FREE!

Free Share Checking Benefits

  • No minimum balance required
  • No monthly fees
  • Unlimited check-writing
  • Competitive dividend earnings (on balances more than $2,500)
  • Free 24 hour telephone banking with Audio Teller
  • Free Online and Mobile Banking
  • Free Online Bill Pay
  • Overdraft Privilege eligibility
  • Visa Check Card eligibility
  • Access to Alliance One Network ATMs

Regular Share Draft Checking

A regular share draft checking account offers the same benefits as a free account, with added flexibility on account minimums and check-writing privileges.

Regular Share Benefits

  • No monthly fees ($350 minimum balance required)
  • Unlimited check-writing
  • Competitive dividend earnings (on balances more than $1,500)
  • Free 24 hour telephone banking with Audio Teller
  • Free Online and Mobile Banking
  • Free Online Bill Pay
  • Overdraft Privilege eligibility
  • Visa Check Card eligibility
  • Access to Alliance One Network ATMs
  • One free box of checks per year with a direct deposit into your personal account

Join Today!

The new member online account opening process only takes a few minutes. Gather the following items beforehand for each person on the account in order to help the application go as quickly as possible:

  • Social Security Number
  • Government-issued Identification
  • Contact information ( mailing address, email address, drivers license number, etc. )
  • Current employment start date

ALERT: Debit Card transactions in the states of New York and California, have been blocked due to high fraud activity. If you plan to be traveling to any of these states, please call Card Services at 765-771-8000 to let them know your travel dates.

If traveling to Mexico, only card present transactions will be accepted due to fraud. Your card will be declined if the transaction is over the internet or phone, or key entered.


To reorder Deluxe checks: 1-877-838-5287 or Order Checks Online. If you are eligible for a free box of checks with direct deposit into your personal account, you must order directly through the Credit Union. Please call or visit your nearest branch office.

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