Refi for a Reason

Refi for a Reason

This Holiday Season

IFCU is all about making a difference in our communities, and our member's financial futures. So, join us in our Refi for a Reason cause. Together we can make a difference!

Refinance your auto loan from another financial institution with IFCU, and IFCU will donate $67 to one of these 4 charities of your choosing.

• You may choose no payments for 67 days.
• Extra cash-out option up to $1,000. Us the funds for holiday shopping!

As low as 2.74% APR* for terms up to 36 months.

As low as 2.99% APR* for terms 37-72 months.

Existing loans with IFCU do not qualify for this promotion.

Auto Loans at IFCU include:

  • Unique Terms: With flexible terms up to 72 months, we'll help find the right loan that works for you.
  • Competitive Car Loan Rates: Save money and make refinancing a winning experience.
  • Local Loan Decisions: We look at every loan on a case-by-case basis. You're not just a number.
  • No Pre-Payment Penalties: Pay off your loan when you want, without the worry of fees or service charges.
  • Protection Choices: Accidents happen. We offer several loan protection options that give you comfort in your time of need.
  • Convenient Closing: Visit your nearest branch to close and sign your documents. Choose a time and day that fits best into your busy schedule.

Start smiling today - apply for an auto loan onlinegive us a call, or make an appointment at one of our 10 branch locations.

Apply today!

Already have an auto loan? Refinance your car or truck with IFCU.

Come see how much money we can save you!

That is a savings of $73.70 a month
and $4,421.84 over the life of your loan!

Scenario based on a $19,500 loan + interest paid in full for 60 month term

See how much money you can save by refinancing!

Or discover how much much money you can save with one simple phone call.


(888) 564-4328 

*Annual Percentage Rate (APR). This promotion applies to loans for refinances from other institutions on new or used vehicles (2014 and newer) up to 60 months and (2017 and newer) up to 72 months with certain mileage restrictions. Existing loans with IFCU do not qualify for this promotion. Payment Example: Borrow $19,500 at 2.99% APR* for $350.30 a month for 60 months. Your regular loan payment will resume the month following the 67 days. Interest will continue to accumulate on your loan during the 67 days of no pay. All loans are subject to approval and individual rates may vary based on your credit score, terms, and underwriting conditions. Your actual rate may be higher. Certain restrictions may apply. We may offer other terms and conditions connected with this offer. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Call us at 765-771-8000 option 1 to talk to a consumer loan specialist for current rates, terms and conditions.

Information and interactive calculators are available to you only as self-help tools for your personal use. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from a Industrial Federal Credit Union professional regarding all personal finance issues. Call 888-564-4328 or find a branch near you.


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