Balance Transfer Special

Balance Transfer Special

Melt your Debt

Transfer your high-interest debt. Savor s’more savings with a balance transfer to an IFCU credit card. New and current card members welcome.

2.99% APR* for 12 Months^

No Balance Transfer Fees


Simplify Your Debt

Combine all your high-rate credit card debt into one low-rate credit card, and make one easy monthly payment.

Balance transfers allow you to move your current credit card balance(s) from another lender to a new card or different card. The benefits could include lower interest rates, lower monthly payments and the opportunity to consolidate debt from multiple cards into one.

If your interest payments are piling up, there is a way out: move your current credit card balance to a new or existing IFCU credit card with a lower interest rate. If you have balances on multiple cards, transfer all of them to one IFCU card, simplifying your monthly bills and reducing your number of payments.


Take advantage of this great balance transfer special

  • 2.99% APR* for 12 months^
  • No balance transfer fees
  • For new and current card members
  • Transfer to IFCU Visa Platinum, Visa Select or Visa Classic
  • Cash back rewards and fixed-rate credit card options

Don't have an IFCU Credit Card? See which card is best for you:


DOWNLOAD THE FORM NOW


Or Call:

(888) 564-4328 

to get started today. Or visit one of our 10 branch locations.

*Annual Percentage Rate (APR). Promo ends March 31, 2022. The 2.99% APR promo rate applies to balance transfers to an IFCU credit card from a non-IFCU credit card. No minimum balance required. Purchases and cash advances excluded. ^Rate is good for 12 months from the first initial transfer, after which the APR will convert to the cash advance rate of 8.25%, 11.25%, 13.5%, or 14.5%, determined by VISA product and creditworthiness. The APR will be fixed for the Classic card and variable for the Platinum/Select card after promotion period ends. New and current cardholders are eligible. Credit card approval depends on creditworthiness and other qualifications. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Call us at 765-771-8000 option 1 to talk to a consumer loan specialist for current rates, terms and conditions.

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Refinance Special

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