Balance Transfer

Transfer Your High-Rate Balances

6.99% APR* for 12 Months! No Transfer Fee!


6.99% APR* for 12 Months! No Transfer Fee!

For New and Current Cardholders.

Balance transfers allow you to move your current credit card balance(s) from another lender to a new card or different card. The benefits could include lower interest rates, lower monthly payments and the opportunity to consolidate debt from multiple cards into one.

If your interest payments are piling up, there is a way out: move your current credit card balance to a new or existing IFCU credit card with a lower interest rate. If you have balances on multiple cards, transfer all of them to one IFCU card, simplifying your monthly bills and reducing your number of payments.


• Fixed-rate card
• No annual fee
• Minimum credit limit of $1,000
• Up to $100,000 of free travel accident & baggage delay insurance


Or Call:

(888) 564-4328 

to get started today. Or visit one of our 10 branch locations.

Check out our credit card options.

*Annual Percentage Rate (APR). 6.99% APR promo rate applies to balance transfers to an IFCU credit card from a non-IFCU credit card. No minimum balance required. Purchases and cash advances excluded. ^Rate is for 12 billing cycles from posting date of first transfer, after which the APR will convert to the cash advance rate of 13.5%, or 14.5%, determined by VISA product and creditworthiness. The APR will be fixed after promotion period ends. New and current cardholders eligible. Credit card approval depends on creditworthiness and other qualifications. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Call us at 765-771-8000 option 1 to talk to a consumer loan specialist for current rates, terms and conditions.