Checking & Savings Rates

Account TypeBalancesDividend Paid 03/31/19APY*
Regular & Special Savings (Minimum balance to open is $5.00. Dividends are compounded and paid quarterly) $350-$249990.05%0.05%
$25000 and over0.05%0.05%
Kids Club Savings(Minimum balance to open is $5.00. Dividends are compounded and paid quarterly)$0.01-$249990.05%0.05%
$25000 and over0.05%0.05%
Christmas Club Savings(No minimum balance. Dividends are compounded and paid quarterly)0.05%0.05%
Account TypeBalancesDividend Paid 04/30/19APY*
Free Share Draft Checking(No minimum opening balance. Dividends are compounded and paid monthly)$2500 and over0.05%0.05%
Regular Share Draft Checking(Minimum balance to open is $5.00.)$1500 and over0.05%0.05%
Funds Manager(Minimum balance to open is $2500.00. Dividends are compounded and paid monthly.)$25000.00%0.00%
$2500 – 100000.35%0.35%
$10001 – 249990.40%0.40%
$25000 – 999990.60%0.60%
$100000 and over0.80%0.80%
Individual Retirement Account (IRA)(Dividends are compounded and paid monthly. $500 minimum balance to open account or $25 minimum balance with Payroll Deduction.)All0.60%0.60%
* Annual Percentage Yield (APY); assumes that dividends remain in the account until maturity.

Fees may reduce the earnings on your account. For additional disclosures see the “Membership and Account Agreement and Disclosures” brochure. Please call (765) 771-8000 for more information.