818 West Fisher St.
Monticello, IN 47960
Phone: (765) 771-8000
Toll Free: 1-888-564-4328
Lobby and Drive-thru Hours:
Monday—Friday: 8am - 6pm
Saturday: 9am - 12pm
Welcome to the IFCU Difference
The minute you walk into our Monticello, Indiana branch or speak to an employee on the phone, you immediately know — IFCU is different. We are know for having the following:
- The best credit cards with low fixed-rate and variable rate APRs including rewards and cash back options.
- The best auto loan rates with flexible terms to fit any budget.
- The best rates on Recreational Loans, Personal Loans, Mortgage Loans and Home Equity Loans.
We don’t operate the way banks do; we think things can be done better. We take pride in saving our members the most money on their loans, returning the most money on their deposits and providing value and financial freedom to every one of our members.
Making Your Financial Life Easier
At IFCU, we're here to make your life easier. With our state-of-the-art Online and Mobile Banking app, you can bank with IFCU wherever you go. With the ability to:
- make remote deposits
- receive mobile text alerts
- make loan payments
- transfer funds between accounts
- put a lock on your debit card
- pay bills
- update your address and phone number
- view transaction history
- apply for a loan inside of our Online and Mobile Banking
- and so much more!
You're always in control of your finances.
Membership. Where Every Story Matters.
Become a member today. Whether you’re someone who wants to save, spend, borrow or learn, Industrial Federal Credit Union wants to be part of your life’s journey! Our Credit Union is a diverse group of 30,000+ members and we want you to be one of them! When you’re a member, you’re part of a vibrant community who receives access to convenient services, exclusive discounts, and exceptional products. As a member, our earnings are paid back to you in the form of low rates, dividends, and community perks. It pays to be a member. Becoming a member is easy.
Monticello was laid out in 1834 as the county seat, with a post office established that year, and is still currently in operation. The city was named after President Thomas Jefferson's estate in Virginia.
Monticello's location between Lakes Shafer and Freeman and the proximity of Indiana Beach allow for a thriving tourism industry that plays a significant role in the city's economy. Although recreational options are geared primarily towards summer activities, the lakes are used throughout the year for fishing. Golfing and boating are available as three season sports. Additionally, Monticello has areas for cross country skiing, snowmobiling and ice skating in the winter.