Digital Wallets Garmin Pay

Garmin Pay

Garmin Pay

Coast through checkout just about anywhere contactless payments are accepted.


Your Garmin device is already an important part of your everyday life, but with Garmin Pay contactless payment solution, you’ll have more uses for it than ever before. It’s the faster, more secure, convenient way to pay.


Freedom. Contactless payments without even needing a phone with you.


Speed. No fumbling in your pockets or with a wallet, pay with just a few taps and a hover of your wrist.


Versatility. Available to use almost everywhere you can tap a card to pay.

Setting up and using Garmin Pay?

Step 1: Getting Started

Open your Garmin Connect app on your mobile device. Go to “My Devices” and choose your watch. Select Garmin Pay and tap “Create Your Wallet.”

Step 2: Setting up your card

You will be prompted to create a 4-digit security passcode for your watch before being able to add your card to the app.

Step 3: Using Garmin Pay

Pay anywhere you see the contactless symbol. Just choose the card you'd like to use and hold your watch near the payment reader.


What is Garmin Pay?

Garmin Pay is a feature that allows you to make purchases on the go with your compatible Garmin device at any location where contactless payments are accepted.

How do I use Garmin Pay?

To start paying with your watch, you’ll need to connect a form of payment via your Garmin Connect app.

• Go to the Wallet icon on your watch and enter your four-digit passcode. NOTE: If you enter your passcode incorrectly three times, your wallet locks, and you must reset your passcode in the Garmin Connect mobile app.
• Select which card you’d like to use.
• Within 60 seconds, hold your watch face near the payment reader to complete your purchase.

Where can I use Garmin Pay?

You can use Garmin Pay almost anywhere that accepts contactless payments—from participating grocery stores, to public transit and more. Just look for the contactless symbol on the payment reader.

Is Garmin Pay safe?

Garmin Pay is considered a secure way to make purchases with your watch due to all of the safety features it utilizes. Garmin Pay will never share your actual card number with merchants or store it on their servers, or your Garmin device. There is also a passcode that needs to be entered once a day by the person wearing the watch. That same passcode is required before opening the Garmin Pay wallet.

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Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.

All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.

Industrial Federal Credit Union does not provide, endorse or guarantee any third-party product, service, information or recommendations listed above. The third parties listed are solely responsible for their products and services, and all trademarks are the property of their respective owners.


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