IFCU Visa Credit Cards

Your IFCU credit cards are getting a new look, and a new feature!

PLUS, take advantage of our balance transfer promotion going on now!

2.99% APR* For 12 Months! No Transfer Fee!

Promotion is for a Limited Time: Ends March 31, 2021

For New and Current Cardholders.

Balance transfers allow you to move your current credit card balance(s) from another lender to a new card or different card. The benefits could include lower interest rates, lower monthly payments and the opportunity to consolidate debt from multiple cards into one.

If your interest payments are piling up, there is a way out: move your current credit card balance to a new or existing IFCU credit card with a lower interest rate. If you have balances on multiple cards, transfer all of them to one IFCU card, simplifying your monthly bills and reducing your number of payments.

When your credit card is due for a reissue, you will be receiving your new IFCU credit card, now featuring contactless, tap to pay! Learn more about contactless tap to pay here.

Can't wait to use the contactless tap to pay feature? Get your new card now by calling 765-771-8000. There will be a $5 fee to replace your card early.
Don't have an IFCU credit card? Apply online now!

Classic Visa


Platinum Rewards Visa





  • Immediate cash advance up to credit limit
  • Additional cards at no extra charge
  • 25-day grace period for purchase balances (see disclosures below)
  • Low annual percentage rate (APR)*
  • Accepted at more than 20 million locations worldwide
  • Easy cash access at over 855,000 ATMs
  • Eligible for special offers and Visa discounts only offered to VISA card holders (Discounts include offers from restaurants, apparel retailers, health stores and more)

Download the IFCU Credit Card Mobile App

Your mobile solution to easily
access your credit card on the go.

Choose from our different credit card options to learn more about rates and fees.

IFCU Has Gift Cards

Visa Gift Cards are for Christmas, birthdays, weddings, thank yous, last minute gifts, corporate gifts— anything! Whatever the occasion, you’ll never have to worry about a gift again!

**Annual Percentage Rate (APR). 2.99% APR promo rate applies to balance transfers to an IFCU credit card from a non-IFCU credit card. No minimum balance required. Purchases and cash advances excluded. ^Rate is good for 12 months from the first initial transfer, after which the APR will convert to the cash advance rate of 8.25%, 11.25%, 13.5%, or 14.5%, determined by VISA product and creditworthiness. The APR will be fixed for the Classic card and variable for the Platinum/Select card after promotion period ends. New and current cardholders eligible. Credit card approval depends on creditworthiness and other qualifications. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Call us at 765-771-8000 option 1 to talk to a consumer loan specialist for current rates, terms and conditions.