IFCU Visa Credit Cards

IFCU Visa Credit Cards

Balance Transfer Special

Transfer your high-interest debt. Savor s’more savings with a balance transfer to an IFCU credit card. New and current card members welcome.

2.99% APR* for 12 Months^

No Balance Transfer Fees


Low Fixed-Rate and Cash Back Rewards Options.

Whether you're looking for cash back rewards or low interest, IFCU has a convenient credit card option to suit your needs.

Now Featuring Tap to Pay

When your credit card is due for a reissue, you will be receiving your new IFCU credit card, now featuring contactless, tap to pay! Learn more about contactless tap to pay here.

Can't wait to use the contactless tap to pay feature? Get your new card now by calling 765-771-8000. There will be a $5 fee to replace your card early.


IFCU Credit Card Quick Links


Credit Card Rewards

Cash Back Rewards
Redeem Points For Cash Back
Sometimes choosing between a cash back credit card and a rewards credit card can be tough. With IFCU's rewards credit cards, you don't have to choose!

You can redeem points for cash or other rewards options.
Cash Back Rewards
Travel Rewards
Redeem Points For Travel Rewards
Apply your points towards your dream vacation to make it more affordable.
There are several travel benefits to choose from, like airline and hotel reservations.
Redeem points for travel
Merchandise and Gift Cards
Redeem Points for Gift Cards and Merchandise
Use your rewards points to choose gift cards from a list of major retailers, or a huge variety of merchandise.
Redeem points for gift cards

IFCU Credit Card Options

Classic Visa - Low Fixed-Rate

Enjoy the confidence and consistency of a steady rate with no surprises. 


Platinum Visa - Cash Back Rewards Card

Rewards to use the way you want. Use your rewards points for a variety of great offers including travel, merchandise, and even cash! 


Select Visa - Cash Back Rewards Card

Rewards to use the way you want. Use your rewards points for a variety of great offers including travel, merchandise, and even cash! 


ALL CARDS INCLUDE THESE FEATURES/BENEFITS

  • Immediate cash advance up to credit limit
  • Additional cards at no extra charge
  • 25-day grace period for purchase balances (see disclosures below)
  • Low annual percentage rate (APR)*
  • Accepted at more than 20 million locations worldwide
  • Easy cash access at over 855,000 ATMs
  • Eligible for special offers and Visa discounts only offered to VISA card holders (Discounts include offers from restaurants, apparel retailers, health stores and more)

Download the IFCU Credit Card Mobile App

Your mobile solution to easily
access your credit card on the go.


Solid Advice You Car Trust

Best Practices for Using a Credit Card
Best Practices For Using A Credit Card
By properly managing a credit card, you can earn rewards and build your credit score, all while making your regular purchases.
Best Practices for using a credit card
Choosing a Credit Card
Choosing a Credit Card
Using a credit card is easy. But choosing one isn’t always simple.
Shopping with a credit card is a snap, but shopping for the card that’s right for you is another matter. Ask yourself these questions:
Choosing the Right Credit Card
Choosing a Credit Card
Credit Card Payoff Calculator
The Credit Card Payoff Calculator shows you how much interest you’ll have paid by the end of your payoff date. Use that information to give your debt a complete overhaul and start paying a monthly rate that helps you save on interest charges.
Choosing the Right Credit Card

IFCU Has Gift Cards

Visa Gift Cards are for Christmas, birthdays, weddings, thank yous, last minute gifts, corporate gifts— anything! Whatever the occasion, you’ll never have to worry about a gift again!


IFCU Credit Card Rates and Fees

* Annual Percentage Rate (APR). Credit card approval depends on creditworthiness and other qualifications. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Call us at 765-771-8000 option 1 to talk to a consumer loan specialist for current rates, terms and conditions.

1 Promotion runs from Thursday, November 25 through Tuesday, November 30, 2021. An additional 5 Bonus Points per dollar spent (up to 10,000 Points) will be awarded on all retail net purchases (net purchases are purchases minus credits and returns) made during the promotion period. After 10,000 point threshold, 1 Point per dollar spent for all net purchases thereafter. Not all transactions are eligible to earn rewards, such as Advances and Balance Transfers. If you have any questions, call Cardmember Service at 888-564-4328.

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