IFCU Visa Credit Cards. featuring contactless, tap to pay!
When your credit card is due for a reissue, you will be receiving your new IFCU credit card, now featuring contactless, tap to pay! Learn more about contactless tap to pay here.
Can't wait to use the contactless tap to pay feature? Get your new card now by calling 765-771-8000. There will be a $5 fee to replace your card early.
Don't have an IFCU credit card? Apply online now!
Classic Visa
CLASSIC LOW FIXED RATE CARD
- Fixed-rate card
- Rates currently 11.5%, 14.5% and 17.9% APR*
- No annual fee
- Minimum credit limit of $1,000
- Contactless Tap to Pay
- EMV Chip
- Use the IFCU credit card mobile app for complete card controls and transactions
- Up to $100,000 of free travel accident & baggage delay insurance
Platinum Rewards Visa
CASH BACK REWARDS CARD
- Variable-rate card
- Rate is currently 8.25% APR*
- No annual fee
- Minimum credit limit of $5,000
- Contactless Tap to Pay
- EMV Chip
- 3X points on home improvement store purchases until June 30, 2021 (on first $2,500 in purchases, then 1 point thereafter)
- 2X points on Gas all year
- 1X point for all other purchases
- Choose Cash Back or use rewards points for travel, merchandise, gift cards, and much more.
- Use the IFCU credit card mobile app for complete card controls and transactions
- Up to $400,000 of free travel accident & baggage delay insurance
VISA SELECT CARD
CASH BACK REWARDS CARD
- Variable-rate card
- Rate is currently 11.25% APR*
- No annual fee
- Minimum credit limit of $2,500
- Contactless Tap to Pay
- EMV Chip
- Spend $500 withing the first 90 days of activation and receive an additional 2500 points.
- 3x points on streaming services through June 30, 2021 (examples are Hulu, Netflix, Disney+, Amazon Prime and much more!)
- 2X points on for restaurant dining and food delivery (Door Dash, GrubHub, UberEats, Postmates, etc.)
- 1X point for all other purchases
- Choose Cash Back or use rewards points for travel, merchandise, gift cards, and much more.
- Use the IFCU credit card mobile app for complete card controls and transactions
- Up to $400,000 of free travel accident & baggage delay insurance
ALL CARDS INCLUDE THESE FEATURES/BENEFITS
- Immediate cash advance up to credit limit
- Additional cards at no extra charge
- 25-day grace period for purchase balances (see disclosures below)
- Low annual percentage rate (APR)*
- Accepted at more than 20 million locations worldwide
- Easy cash access at over 855,000 ATMs
- Eligible for special offers and Visa discounts only offered to VISA card holders (Discounts include offers from restaurants, apparel retailers, health stores and more)
Download the IFCU Credit Card Mobile App
Your mobile solution to easily
access your credit card on the go.
Choose from our different credit card options to learn more about rates and fees.
IFCU Has Gift Cards
Visa Gift Cards are for Christmas, birthdays, weddings, thank yous, last minute gifts, corporate gifts— anything! Whatever the occasion, you’ll never have to worry about a gift again!
* Annual Percentage Rate (APR). Credit card approval depends on creditworthiness and other qualifications. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Call us at 765-771-8000 option 1 to talk to a consumer loan specialist for current rates, terms and conditions.