Your IFCU credit cards are getting a new look, and a new feature!
PLUS, take advantage of our balance transfer promotion going on now!
2.99% APR* For 12 Months! No Transfer Fee!
Promotion is for a Limited Time: Ends March 31, 2021
For New and Current Cardholders.
Balance transfers allow you to move your current credit card balance(s) from another lender to a new card or different card. The benefits could include lower interest rates, lower monthly payments and the opportunity to consolidate debt from multiple cards into one.
If your interest payments are piling up, there is a way out: move your current credit card balance to a new or existing IFCU credit card with a lower interest rate. If you have balances on multiple cards, transfer all of them to one IFCU card, simplifying your monthly bills and reducing your number of payments.
When your credit card is due for a reissue, you will be receiving your new IFCU credit card, now featuring contactless, tap to pay! Learn more about contactless tap to pay here.
Can't wait to use the contactless tap to pay feature? Get your new card now by calling 765-771-8000. There will be a $5 fee to replace your card early.
Don't have an IFCU credit card? Apply online now!
Classic Visa
CLASSIC LOW FIXED RATE CARD
- 2.99% APR** Balance Transfer Special
- Fixed-rate card
- Rates currently 11.5%, 14.5% and 17.9% APR*
- No annual fee
- Minimum credit limit of $1,000
- Contactless Tap to Pay
- EMV Chip
- Use the IFCU credit card mobile app for complete card controls and transactions
- Up to $100,000 of free travel accident & baggage delay insurance
Platinum Rewards Visa
CASH BACK REWARDS CARD
- 2.99% APR** Balance Transfer Special
- Variable-rate card
- Rate is currently 8.25% APR*
- No annual fee
- Minimum credit limit of $5,000
- Contactless Tap to Pay
- EMV Chip
- 3X points on groceries, in-store, curbside and delivery until March 31, 2021 (on first $2,500 in purchases, then 1 point thereafter)
- 2X points on Gas all year
- 1X point for all other purchases
- Choose Cash Back or use rewards points for travel, merchandise, gift cards, and much more.
- Use the IFCU credit card mobile app for complete card controls and transactions
- Up to $400,000 of free travel accident & baggage delay insurance
VISA SELECT CARD
CASH BACK REWARDS CARD
- 2.99% APR** Balance Transfer Special
- Variable-rate card
- Rate is currently 11.25% APR*
- No annual fee
- Minimum credit limit of $2,500
- Contactless Tap to Pay
- EMV Chip
- Spend $500 withing the first 90 days of activation and receive an additional 2500 points.
- 3x points on recurring bill payments through March 31, 2021 (examples are utilities, cable bill, cell phone bill)
- 2X points on for restaurant dining and food delivery (Door Dash, GrubHub, UberEats, Postmates, etc.)
- 1X point for all other purchases
- Choose Cash Back or use rewards points for travel, merchandise, gift cards, and much more.
- Use the IFCU credit card mobile app for complete card controls and transactions
- Up to $400,000 of free travel accident & baggage delay insurance
ALL CARDS INCLUDE THESE FEATURES/BENEFITS
- Immediate cash advance up to credit limit
- Additional cards at no extra charge
- 25-day grace period for purchase balances (see disclosures below)
- Low annual percentage rate (APR)*
- Accepted at more than 20 million locations worldwide
- Easy cash access at over 855,000 ATMs
- Eligible for special offers and Visa discounts only offered to VISA card holders (Discounts include offers from restaurants, apparel retailers, health stores and more)
Download the IFCU Credit Card Mobile App
Your mobile solution to easily
access your credit card on the go.
Choose from our different credit card options to learn more about rates and fees.
IFCU Has Gift Cards
Visa Gift Cards are for Christmas, birthdays, weddings, thank yous, last minute gifts, corporate gifts— anything! Whatever the occasion, you’ll never have to worry about a gift again!
**Annual Percentage Rate (APR). 2.99% APR promo rate applies to balance transfers to an IFCU credit card from a non-IFCU credit card. No minimum balance required. Purchases and cash advances excluded. ^Rate is good for 12 months from the first initial transfer, after which the APR will convert to the cash advance rate of 8.25%, 11.25%, 13.5%, or 14.5%, determined by VISA product and creditworthiness. The APR will be fixed for the Classic card and variable for the Platinum/Select card after promotion period ends. New and current cardholders eligible. Credit card approval depends on creditworthiness and other qualifications. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Call us at 765-771-8000 option 1 to talk to a consumer loan specialist for current rates, terms and conditions.