Refinance Your Auto, Boat or Motorcycle Loan
We'll meet or beat your current rate and give you 1% cash back!
Not into your loan? Drive it over to Industrial Federal Credit Union. If you have an auto, motorcycle or boat you love - but a loan you don’t, we can help. Let's see how much money we can save you, and give you!
| LOAN AMOUNT | CASH BACK |
|---|---|
| $10000 | $100 |
| $15000 | $150 |
| $25000 | $250 |
| $50000 | $500 |
| >$50000 | $500 |
Auto Refinance
Bring your auto loan to IFCU from another lender and we’ll meet or beat your current rate and give you 1% of the loan amount back in cash, up to $500!
- Rates as low as 5.49% APR*
- Lower your monthly loan payment
- Lower your interest rate
- Shorten your loan term
- Or extend your loan term
Motorcycle Refinance
Ride your motorcycle loan to IFCU from another lender and we’ll meet or beat your current rate and give you 1% of the loan amount back in cash, up to $500!
- Rates as low as 5.99% APR*
- Lower your monthly loan payment
- Lower your interest rate
- Shorten your loan term
- Or extend your loan term
Boat Refinance
Bring your motorcycle loan to IFCU from another lender and we’ll meet or beat your current rate and give you 1% of the loan amount back in cash, up to $500!
- Rates as low as 6.99% APR*
- Lower your monthly loan payment
- Lower your interest rate
- Shorten your loan term
- Or extend your loan term
Calculate your Loan Refinance Payment
Refinance and Save
1% Cash Back Offer Details
- Take advantage of this limited time refinance offer
- Refinance your current auto, boat or motorcycle loan
- Existing loans with IFCU do not qualify for this promotion
- We'll meet or beat your current loan rate, down to our "as low as" rate for each loan type
- Minimum financed amount of $7,500
- Loans must refinance with terms 48 months or greater to qualify
- 1% cash back will be directly deposited into the primary member's share account within 30 days of loan funding
- Maximum cash payout of $500
Local Lending
- Relationships matter. Know you’re getting the best deal possible by working with your local partner.
- No pre-payment penalty for paying off the loan early
- Compute day-by-day interest rates
- No application fees
- Local loan decisions.
- Talk to your loan officer
If you're purchasing a new car you might want to consider GAP Coverage.
You'll enjoy "Peace of Mind" because even the most reliable vehicle can develop a mechanical problem.
Payment Protection includes coverage options for life, unemployment, and disability payment coverage.
Making sure your vehicle and family are protected with the correct coverage is crital.
Solid Advice you can trust
When you’re shopping for a car loan, remember that what it costs you to borrow depends on three things:
• The finance charge, expressed as an annual percentage rate (APR)
• The term, or length of time the loan lasts
• The principal, or amount you borrow
*Annual Percentage Rate (APR). This promotion applies to loans for straight refinances from other institutions on new or used, autos, boats and motorcycles. No cash outs permitted. Auto, Boat Motorcycle loans must have 48 months term or greater to qualify. The 1% cash back will be directly deposited into the primary member’s share account within 30 days of loan funding. Maximum cash back payout of $500 per loan. Existing loans with IFCU do not qualify for this promotion. All loans are subject to approval and individual rates may vary based on your credit score, terms, and underwriting conditions. Your actual rate may be higher. Certain restrictions may apply. We may offer other terms and conditions connected with this offer. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Call us at 765-771-8000 option 1 to talk to a consumer loan specialist for current rates, terms and conditions.
Auto - Rates as low as 5.49%. Payment Example: Borrow $19,500 for only $372.38 for 60 months.
2019 or newer up to 84 month terms. 2016-2018 up to 75 month terms. Minimum amount financed of $7,500. Certain mileage restrictions apply.
Boat - Rates as low as 6.99% APR*. Payment Example: Borrow $18,000 for only $271.58 for 84 months.
2013 and newer. 48-84 month terms have a minimum amount financed of $7,500. 85-120 month terms have a minimum amount financed of $10,000.
Motorcycle - Rates as low as 5.99%. Payment Example: Borrow $17,500 for only $338.24 for 60 months.
2006 or newer up to 72 month terms. 72 months or greater have a minimum amount financed of $12,000. Certain mileage restrictions apply.
