Refinance Auto Boat Motorcycle

Refinance Your Auto, Boat or Motorcycle Loan

We'll meet or beat your current rate and give you 1% cash back!

Not into your loan? Drive it over to Industrial Federal Credit Union. If you have an auto, motorcycle or boat you love - but a loan you don’t, we can help. Let's see how much money we can save you, and give you!

LOAN AMOUNTCASH BACK
$10000$100
$15000$150
$25000$250
$50000$500
>$50000$500

Auto Refinance

Bring your auto loan to IFCU from another lender and we’ll meet or beat your current rate and give you 1% of the loan amount back in cash, up to $500!

  • Rates as low as 1.99% APR*
  • Lower your monthly loan payment
  • Lower your interest rate
  • Shorten your loan term
  • Or extend your loan term

Motorcycle Refinance

Ride your motorcycle loan to IFCU from another lender and we’ll meet or beat your current rate and give you 1% of the loan amount back in cash, up to $500!

  • Rates as low as 3.99% APR*
  • Lower your monthly loan payment
  • Lower your interest rate
  • Shorten your loan term
  • Or extend your loan term

Boat Refinance

Bring your motorcycle loan to IFCU from another lender and we’ll meet or beat your current rate and give you 1% of the loan amount back in cash, up to $500!

  • Rates as low as 4.99% APR*
  • Lower your monthly loan payment
  • Lower your interest rate
  • Shorten your loan term
  • Or extend your loan term

Calculate your Loan Refinance Payment

Refinance and Save

1% Cash Back Offer Details

  • Take advantage of this limited time refinance offer
  • Refinance your current auto, boat or motorcycle loan
  • Existing loans with IFCU do not qualify for this promotion
  • We'll meet or beat your current loan rate, down to our "as low as" rate for each loan type
  • Minimum financed amount of $7,500
  • Loans must refinance with terms 48 months or greater to qualify
  • 1% cash back will be directly deposited into the primary member's share account within 30 days of loan funding
  • Maximum cash payout of $500

Local Lending

  • Relationships matter. Know you’re getting the best deal possible by working with your local partner.
  • No pre-payment penalty for paying off the loan early
  • Compute day-by-day interest rates
  • No application fees
  • Local loan decisions.
  • Talk to your loan officer

GAP Coverage
GAP Coverage
This optional coverage helps pay off your auto loan if your car is totaled or stolen and you owe more than the car's depreciation value.
Covering the Gap

If you're purchasing a new car you might want to consider GAP Coverage.

GAP Coverage
Mechanical Breakdown
Mechanical Breakdown Protection
This warranty program provides protection against the cost associated with most of your vehicle's mechanical breakdowns beyond the normal terms and conditions of the manufacturer's standard warranty and after the warranty has expired.
All the Protection You Need

You'll enjoy "Peace of Mind" because even the most reliable vehicle can develop a mechanical problem.

Mechanical Breakdown Protections
Payment Protection
Payment Protection Insurance
By electing Payment Protection on yor loan, you can rest easy knowing you're covered in life's most unpredictable events.
Piece of Mind

Payment Protection includes coverage options for life, unemployment, and disability payment coverage.

Payment Protection Insurance
Auto Insurance Discount
Auto Insurance Discount
Your IFCU membership entitles you to discounts on your auto insurance.
customized auto Insurance

Making sure your vehicle and family are protected with the correct coverage is crital.

Auto Insurance Dsicount

Solid Advice you can trust

What A Car Loan Costs
What a Car Loan Costs
When shopping for a car, it's usually best to start by shopping for a car loan.

When you’re shopping for a car loan, remember that what it costs you to borrow depends on three things:

• The finance charge, expressed as an annual percentage rate (APR)
• The term, or length of time the loan lasts
• The principal, or amount you borrow

What A Car Loan Costs
Reasons to Refinance
Reasons to Refinance
Refinancing can be beneficial if everything lines up in your favor. What can you get out of it? The list is long and exciting for someone stuck with loan payments that they aren’t happy with.
What A Car Loan Costs

*Annual Percentage Rate (APR). This promotion applies to loans for straight refinances from other institutions on new or used, autos, boats and motorcycles. No cash outs permitted. Minimum of $7,500 financed. Loans must have terms 48 months or greater to qualify. The 1% cash back will be directly deposited into the primary member’s share account within 30 days of loan funding. Maximum cash back payout of $500. Existing loans with IFCU do not qualify for this promotion. All loans are subject to approval and individual rates may vary based on your credit score, terms, and underwriting conditions. Your actual rate may be higher. Certain restrictions may apply. We may offer other terms and conditions connected with this offer. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Call us at 765-771-8000 option 1 to talk to a consumer loan specialist for current rates, terms and conditions.

Auto - Rates as low as 1.99%. Payment Example: Borrow $19,500 for only $341.71 for 60 months.
2015 or newer up to 60 months and 2018 and newer up to 72 months with certain mileage restrictions.
Boat - Rates as low as 4.99% APR*. Payment Example: Borrow $18,000 for only $254.33 for 84 months.
2006 and newer. 85-120 month terms have a minimum of $10,000 financed.
Motorcycle - Rates as low as 3.99%. Payment Example: Borrow $17,500 for only $322.21 for 60 months.
2005 or newer. 72 month terms have a minimum financed amount of $12,000 and certain mileage restrictions.

Menu
IFCU

Online Banking

Securely log in by completing the form below.




Forgot Password

New to online banking?
Enroll Now

Online Banking

Securely log in by completing the form below.




Forgot Password

New to online banking?
Enroll Now

Refinance Special

You are about to visit web.baconpay.com

You are leaving the Industrial Federal Credit Union website. The website you are linking to is not operated by Industrial Federal Credit Union. We are not responsible for any content or information posted to this external website. Industrial Federal Credit Union is not responsible for, nor do we represent you or the external website if you enter into any agreements.

Privacy and security policies may differ between our website and this external site.