Mortgage & Home Equity Loans

Mortgage Rates

We'll Find The Perfect Mortgage Loan For You.

Rates effective as of 3/23/23 at 9:00am. Subject to change without notice.Rates as Low as:
10 Year5.475% APR*
15 Year5.600% APR*
20 Year6.100% APR*
30 Year6.475% APR*
FHA Loans – (30 year rate shown)6.225% APR*
VA Loans – (30 year rate shown)6.225% APR*
USDA Loans – (30 year rate shown)6.225% APR*
Jumbo Loans – (30 year rate shown)Call your Loan Office for Current Rates
Land Loans – (10 year rate shown)7.225% APR*

Fixed-Rate Home Equity Rate

Rates as Low as:
5 Year7.300% APR*
10 Year7.175% APR*

Home Equity Line of Credit (HELOC) Rate

Rates as Low as:
Variable Rate Home Equity Line of Credit (HELOC)8.00% APR*

2nd Mortgage Rate

Rates as Low as:
IFCU can help you with your 2nd MortgagesCall for details

*Annual Percentage Rate (APR). All loans are subject to approval and individual rates may vary based on your credit score, terms, and underwriting conditions. Your actual rate may be higher. Certain restrictions and conditions may apply. We may offer other terms and conditions connected with this offer. There may be other costs associated with some loans. Rates are subject to change without notice. Contact IFCU at (765) 771-8000 for more information.

Making-home-affordable-program-logo

Avoid foreclosure and get the help you need. In support of the administration's Making Home Affordable Program, Freddie Mac offers several options to help you with your mortgage and avoid foreclosure. Learn more...

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