Mortgage & Home Equity Loans

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Mortgage Rates

Rates effective as of 10/22/19 at 9:00am. Subject to change without notice.Rates as Low as:
First Mortgage Loans
10 Year3.315% APR*
15 Year3.459% APR*
20 Year3.876% APR*
30 Year4.197% APR*
FHA Loans – (30 year rate shown)3.695% APR*
VA Loans – (30 year rate shown)3.695% APR*
USDA Loans – (30 year rate shown)3.695% APR*
Jumbo Loans – (30 year rate shown)4.845% APR*
Land Loans – (10 year rate shown)4.645% APR*
Fixed Rate/Fixed Payment Home Equity Loans/2nd Mortgages
5 Year4.525% APR*
10 Year4.525 APR*
Variable Rate Home Equity Line of Credit (HELOC)6.00% APR*

*Annual Percentage Rate (APR). All loans are subject to approval and individual rates may vary based on your credit score, terms, and underwriting conditions. Your actual rate may be higher. Certain restrictions and conditions may apply. We may offer other terms and conditions connected with this offer. There may be other costs associated with some loans. Rates are subject to change without notice. Contact IFCU at (765) 771-8000 for more information.

Mortgage Calculator

• The below total may not be true or exact.


Avoid foreclosure and get the help you need. In support of the administration's Making Home Affordable Program, Freddie Mac offers several options to help you with your mortgage and avoid foreclosure. Learn more...