Personal Loan Special

Holiday Loan Special

A LOAN TO HELP MAKE MEMORIES THIS HOLIDAY SEASON!

No matter what you’re planning, IFCU can help you make the most of the holiday season. Contact a loan officer by phone or visit one of our 10 branches to get started.

As low as 8.24% APR*
Borrow up to $2,000!


The Best Personal Loan

With IFCU's Holiday Loan Special, you can use the funds for whatever you need! All it takes is a signature.

It's your loan! Make it what you want.

  • Make it a holiday travel loan.
  • A dinner feast loan.
  • Your gift buying loan.
  • Your holiday expense loan.
  • Your debt consolidation loan.
  • An in-case something happens loan.

As low as 8.24% APR*

PAYMENT EXAMPLE: BORROW $2,000 FOR ONLY
$90.67 A MONTH FOR 24 MONTHS.

Scenario based on a $2,000 loan + interest paid in full for 24 month term at 8.24% APR*
This payment example is for illustration purposes only.

The Run Down
  • With a Personal Loan, you don’t need to have collateral to get cash. All it takes is a signature.
  • A great cash resource for holiday expenses, bill consolidation, vacations, home repairs and improvements, health expenses, or anything else your heart desires!
  • Fixed-rate, fixed-payment. Always know what you'll be paying each month.
  • Minimum loan amount is $500
  • Maximum loan amount of $2,000, with repayment up to 24 months
  • Cannot be used to pay off any IFCU loan or Visa
  • No collateral required for these unsecured personal loans​
  • No prepayment penalties. Pay early and save on interest.

Big Plans
A Big Event, Travel, Or Both
BIG PLANS
If you've got a big event planned for the near future, or if you're planning for some future travel or vacation, a Personal Loan can help make those memories last a lifetime.
Personal Loan
Make Dreams a Reality
Make Dreams a Reality
Dream Big
If you've got a project that needs a bit of extra funding, a Personal Loan can help make those visions become reality.
Personal Loan

Calculate your Personal Loan Payment

Apply Online or Call (765) 771-8000 Option 1 or visit one of our branches to speak with one of our loan representatives to begin the loan process.


The Cash You Need, When You Need It.

Stress less and start enjoying more! Get the money you need without all the hassle. A Consolidation Loan can get you where you need to be with a monthly payment that works for you and your budget.

Simplify and Save

Unexpected Expenses

Don't let unexpected expenses hold you back.

Unforgettable Memories

Create lasting memories that will last a lifetime.

Affordable and Easy

Approval is a easy so you can get back to what you love to do.


FAQs

What is the minimum credit score required?

We look at a variety of information, beyond just your credit score, when considering your application. Once you apply we'll let you know if you're approved and for how much.

What are your Personal Loan Rates?

We have a variety of options for personal loans. Click here to see all rates. If you would like to speak with someone regarding rates, please contact us.

Are Signature Loans and Personal Unsecured Loans the same?

Yes. Signature Loans and Personal Unsecured Loans are the same thing. No collateral is required, just your signature on the loan paperwork. You may use it to buy anything you'd like to benefit you personally.

Free Financial Calculators

Access our complete library of both loan and deposit calculators.

CHECK THEM OUT!

*Annual Percentage Rate (APR). The example shown above is for illustrative purposes only. Promotional loan amounts have a minimum financed amount of $500 and a maximum of $2,000. $500 - $1000 financed have terms up to 12 months. $1,001 - $2,000 financed have terms up to 24 months. All loans are subject to approval and individual rates may vary based on your credit score, terms, and underwriting conditions. Your actual rate may be higher. This special can not be used to refinance any IFCU loan or Visa. New money only. Certain restrictions may apply. We may offer other terms and conditions connected with this offer. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Call us at 765-771-8000 option 1 to talk to a consumer loan specialist for current rates, terms and conditions.

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