Platinum 3-2-1 Rewards

Platinum Visa Cash Back Reward Card

3x points on groceries

Visa Platinum 3-2-1 Rewards

  • 12.75% APR* - No annual fee
  • Earn 3x points on all grocery purchases in person, curbside or delivery.*
  • Earn 2x points on all gas purchases all year
  • Earn 1 point on all other purchases

Balance Transfer Special!

Balance Transfer

Knockout debt with a balance transfer to your IFCU Platinum, Select or Classic credit card. New and current card members welcome.

4.99% APR*FOR 12 MONTHS^

NO BALANCE TRANSFER FEES



Platinum Visa - Cash Back Rewards Card

Rewards to use the way you want. Use your rewards points for a variety of great offers including travel, merchandise, and even cash! 

  • Variable-rate card
  • Rate is currently 12.75% APR*
  • No annual fee
  • Minimum credit limit of $5,000
  • Contactless Tap to Pay
  • EMV Chip
  • 3x points on all grocery purchases in person, curbside or delivery through March. 31, 2023 (on first $2,500 in purchases, then 1 point thereafter)
  • 2X points on gas all year
  • 1X point for all other purchases
  • Choose Cash Back or use rewards points for travel, merchandise, gift cards, and much more.
  • Use the IFCU credit card mobile app for complete card controls and transactions
  • Up to $400,000 of free travel accident & baggage delay insurance


Download the IFCU Credit Card App

Your mobile solution to easily access your credit card on the go.


Or Call:

(888) 564-4328 

to get started today. Or visit one of our 10 branch locations.

Check out our credit card options.

*The Annual Percentage Rate (APR) is the Credit Union’s current rate as of February 2, 2023. This APR will vary with the market based on the Prime Rate and is adjusted monthly. It is determined by adding 5% to the highest U.S. prime rate published in The Wall Street Journal “Money Rates” table on the 15th business day of the month. The rate is effective on the first day of the billing cycle. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. IFCU does not determine how merchants are classified, but they are generally classified based upon the merchant’s primary line of business. The triple points category is good for the first $5,000 spent and then one point thereafter. We reserve the right to determine which purchases qualify for this offer. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Call us at 765-771-8000 option 1 to talk to a consumer loan specialist for current rates, terms and conditions.

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