Platinum 3-2-1 Rewards

Now Earn 2x Points On Gas & Groceries All Year With Your IFCU Platinum Credit Card!

Reward yourself with everyday spending with the IFCU Platinum credit card.


• Variable-rate card
• Rate is currently 8.25% APR*
• NO annual fee
• Minimum credit limit of $5,000
• 3x points on Travel and Home Improvement until June 30, 2020 (on up to $2,500 in purchases, then 1%)
• 2x points on Gas and Groceries all year
• 1x point for all other purchases
• Choose Cash Back or use rewards points for travel, airlines, merchandise, gift card, and much more.

No other card matches the benefits of IFCU’s Platinum Rewards credit card:

IFCU's Platinum
Rewards Credit Card
American Express
Blue Cash Everyday®
Discover it® Card Chase Freedom®
3x bonus points on
quarterly categories
2x bonus points on
gas and groceries
Standard points
on every purchase
No maximum for
bonus earnings
on gas and groceries
No activation required
for bonus categories
Reedem points for cash back or rewards options
Low Variable APR Currently 8.25% Starting at 12.99% Starting at 11.99% Starting at 15.99%

View your reward points


Or Call:

(888) 564-4328 

to get started today. Or visit one of our 10 branch locations.

Check out our credit card options.

*The Annual Percentage Rate (APR) is the Credit Union’s current rate as of May 1, 2020. This APR will vary with the market based on the Prime Rate and is adjusted monthly. It is determined by adding 5% to the highest U.S. prime rate published in The Wall Street Journal “Money Rates” table on the 15th business day of the month. The rate is effective on the first day of the billing cycle. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. IFCU does not determine how merchants are classified, but they are generally classified based upon the merchant’s primary line of business. 1. The triple points category is good for the first $2,500 spent and then one point thereafter. 2. The double points category excludes online grocery purchases from,, and all other online merchants. We reserve the right to determine which purchases qualify for this offer.All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Call us at 765-771-8000 option 1 to talk to a consumer loan specialist for current rates, terms and conditions.