Balance Transfer Special - 2.99% APR** For 12 Months
Reward yourself with everyday spending with the IFCU Platinum credit card.
PLATINUM CASH BACK REWARDS CARD BENEFITS
• 2.99% APR** Balance Transfer Special - learn more
• Variable-rate card
• Rate is currently 8.25% APR*
• NO annual fee
• Contactless Tap to Pay
• EMV Chip
• Minimum credit limit of $5,000
• 3x points on groceries, in-store, curbside and delivery through March 31, 2021 (on first $2,500 in purchases, then 1 point therafter)
• 2x points gas purchases all year
• 1x point for all other purchases
• Choose Cash Back or use rewards points for travel, airlines, merchandise, gift card, and much more.
• Use the IFCU credit card mobile app for complete card controls and view transactions
No other card matches the benefits of IFCU’s Platinum Rewards credit card:
| IFCU's Platinum|
Rewards Credit Card
| American Express|
Blue Cash Everyday®
|Discover it® Card||Chase Freedom®|
| 3x bonus points on|
| 2x bonus points on|
| Standard points|
on every purchase
| No maximum for|
bonus earnings on gas
| No activation required|
for bonus categories
|Reedem points for cash back or rewards options|
|Low Variable APR||Currently 8.25%||Starting at 12.99%||Starting at 11.99%||Starting at 15.99%|
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*The Annual Percentage Rate (APR) is the Credit Union’s current rate as of January 1, 2021. This APR will vary with the market based on the Prime Rate and is adjusted monthly. It is determined by adding 5% to the highest U.S. prime rate published in The Wall Street Journal “Money Rates” table on the 15th business day of the month. The rate is effective on the first day of the billing cycle. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. IFCU does not determine how merchants are classified, but they are generally classified based upon the merchant’s primary line of business. 1. The triple points category is good for the first $2,500 spent and then one point thereafter. 2. The triple points category excludes online grocery purchases from Walmart.com, Target.com, Meijer.com and all other online merchants. We reserve the right to determine which purchases qualify for this offer.All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Call us at 765-771-8000 option 1 to talk to a consumer loan specialist for current rates, terms and conditions.
**Annual Percentage Rate (APR). 2.99% APR promo rate applies to balance transfers to an IFCU credit card from a non-IFCU credit card. No minimum balance required. Purchases and cash advances excluded. ^Rate is good for 12 months from the first initial transfer, after which the APR will convert to the cash advance rate of 8.25%, 11.25%, 13.5%, or 14.5%, determined by VISA product and creditworthiness. The APR will be fixed for the Classic card and variable for the Platinum/Select card after promotion period ends. New and current cardholders eligible. Credit card approval depends on creditworthiness and other qualifications. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Call us at 765-771-8000 option 1 to talk to a consumer loan specialist for current rates, terms and conditions.