IFCU VISA SELECT Credit Card

Visa Select Cash Back Reward Card

3x points on bill payments

Visa Select 3-2-1 Rewards

  • 15.75% APR* - No annual fee
  • 3x points on utilities, cable, and cell phone service.
  • Earn 2x points on restaurant dining and food delivery (Door Dash, UberEats, GrubHub, Postmates, etc.)
  • Earn 1 point on all other purchases
  • Spend at least $500 within the first 90 days of card activation and receive an additional 2500 points!

Balance Transfer Special!

Balance Transfer

Knockout debt with a balance transfer to your IFCU Platinum, Select or Classic credit card. New and current card members welcome.

4.99% APR*FOR 12 MONTHS^

NO BALANCE TRANSFER FEES



Select Visa - Cash Back Rewards Card

Rewards to use the way you want. Use your rewards points for a variety of great offers including travel, merchandise, and even cash! 

  • Variable-rate card
  • Rate is currently 15.75% APR*
  • No annual fee
  • Minimum credit limit of $2,500
  • Contactless Tap to Pay
  • EMV Chip
  • Spend $500 within the first 90 days of activation and receive an additional 2500 points.
  • 3x points on utilities, cable, and cell phone service through March 31, 2023.
  • 2X points on restaurant dining and food delivery (Door Dash, GrubHub, UberEats, Postmates, etc.)
  • 1X point for all other purchases
  • Choose Cash Back or use rewards points for travel, merchandise, gift cards, and much more.
  • Use the IFCU credit card mobile app for complete card controls and transactions
  • Up to $400,000 of free travel accident & baggage delay insurance


Download the IFCU Credit Card App

Your mobile solution to easily access your credit card on the go.


Or Call:

(888) 564-4328 

to get started today. Or visit one of our 10 branch locations.

Check out our credit card options.

*The Annual Percentage Rate (APR) is the Credit Union’s current rate as of February 2, 2023. This APR will vary with the market based on the Prime Rate and is adjusted monthly. It is determined by adding 8% to the highest U.S. prime rate published in The Wall Street Journal “Money Rates” table on the 15th business day of the month. The rate is effective on the first day of the billing cycle. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. IFCU does not determine how merchants are classified, but they are generally classified based upon the merchant’s primary line of business. Must spend at least $500 within the first 90 days of card activation in order to receive an additional 2500 bonus points. We reserve the right to determine which purchases qualify for this offer. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Call us at 765-771-8000 option 1 to talk to a consumer loan specialist for current rates, terms and conditions.

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