Introducing the new VISA SELECT Cash Back and Rewards Credit Card!
Balance Transfer Special - 2.99% APR** For 12 Months
Reward yourself with the things you love to do the most, with your new IFCU VISA SELECT REWARDS credit card.
Spend at least $500 within the first 90 days of card activation and receive an additional 2500 points!
VISA SELECT CASH BACK REWARDS CARD FEATURES
• 2.99% APR** Balance Transfer Special - learn more
• Variable-rate card
• Rate is currently 11.25% APR*
• NO annual fee
• Contactless Tap to Pay
• EMV Chip
• Minimum credit limit of $2,500
• 3x points on recurring bill payments (examples: utilities, cell phone and cable bills) through March 31, 2021
• 2x points restaurant dining and food delivery (DoorDash, Grubhub,Postmates, UberEats, and more) all year
• 1x point for all other purchases
• Spend $500 within the first 90 days of activation and receive an additional 2500 points
• Choose Cash Back or use rewards points for travel, airlines, merchandise, gift card, and much more.
• Use the IFCU credit card mobile app for complete card controls and view transactions
No other card matches the benefits of IFCU’s VISA SELECT Rewards credit card:
| IFCU's VISA SELECT|
Rewards Credit Card
| American Express|
Blue Cash Everyday®
|Discover it® Card||Chase Freedom®|
| 3x bonus points on|
| 2x bonus points on|
restaurant dining and food delivery
| Standard points|
on every purchase
| No maximum for|
bonus earnings on home improvement
| No activation required|
for bonus categories
|Reedem points for cash back or rewards options|
|Low Variable APR||Currently 11.25%||Starting at 12.99%||Starting at 11.99%||Starting at 15.99%|
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*The Annual Percentage Rate (APR) is the Credit Union’s current rate as of December 21, 2020. This APR will vary with the market based on the Prime Rate and is adjusted monthly. It is determined by adding 8% to the highest U.S. prime rate published in The Wall Street Journal “Money Rates” table on the 15th business day of the month. The rate is effective on the first day of the billing cycle. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. IFCU does not determine how merchants are classified, but they are generally classified based upon the merchant’s primary line of business. Must spend at least $500 within the first 90 days of card activation in order to receive an additional 2500 points. We reserve the right to determine which purchases qualify for this offer. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Call us at 765-771-8000 option 1 to talk to a consumer loan specialist for current rates, terms and conditions.
**Annual Percentage Rate (APR). 2.99% APR promo rate applies to balance transfers to an IFCU credit card from a non-IFCU credit card. No minimum balance required. Purchases and cash advances excluded. ^Rate is good for 12 months from the first initial transfer, after which the APR will convert to the cash advance rate of 8.25%, 11.25%, 13.5%, or 14.5%, determined by VISA product and creditworthiness. The APR will be fixed for the Classic card and variable for the Platinum/Select card after promotion period ends. New and current cardholders eligible. Credit card approval depends on creditworthiness and other qualifications. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Call us at 765-771-8000 option 1 to talk to a consumer loan specialist for current rates, terms and conditions.