Visa Select Cash Back Reward Card
Visa Select 3-2-1 Rewards
- 14.25% APR* - No annual fee
- 3x points on Amazon purchases*
- Earn 2x points on restaurant dining and food delivery (Door Dash, UberEats, GrubHub, Postmates, etc.)
- Earn 1 point on all other purchases
Spend at least $500 within the first 90 days of card activation and receive an additional 2500 points!
Add your IFCU Select credit card to your digital wallet for fast, easy and secure online checkout. Or use the convenience of tap to pay!
IFCU Credit Card Quick Links
Select Visa - Cash Back Rewards Card
Rewards to use the way you want. Use your rewards points for a variety of great offers including travel, merchandise, and even cash!
- Variable-rate card
- Rate is currently 14.25% APR*
- No annual fee
- Minimum credit limit of $2,500
- Contactless Tap to Pay
- EMV Chip
- Spend $500 within the first 90 days of activation and receive an additional 2500 points.
- 3x points on Amazon purchases through Sept 30, 2022 (on first $2,500 in purchases, then 1 point thereafter)
- 2X points on for restaurant dining and food delivery (Door Dash, GrubHub, UberEats, Postmates, etc.)
- 1X point for all other purchases
- Choose Cash Back or use rewards points for travel, merchandise, gift cards, and much more.
- Use the IFCU credit card mobile app for complete card controls and transactions
- Up to $400,000 of free travel accident & baggage delay insurance
No other card matches the benefits of IFCU’s VISA SELECT Rewards credit card:
| IFCU's VISA SELECT|
Rewards Credit Card
| American Express|
Blue Cash Everyday®
|Discover it® Card||Chase Freedom®|
| 3x bonus points on|
| 2x bonus points on|
restaurant dining and food delivery
| Standard points|
on every purchase
| No maximum for|
bonus earnings on home improvement
| No activation required|
for bonus categories
|Reedem points for cash back or rewards options|
|Low Variable APR||Currently 14.25%||Starting at 16.24%||Starting at 13.49%||Starting at 16.49%|
Download the IFCU Credit Card App
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to get started today. Or visit one of our 10 branch locations.
Check out our credit card options.
*The Annual Percentage Rate (APR) is the Credit Union’s current rate as of August 1, 2022. This APR will vary with the market based on the Prime Rate and is adjusted monthly. It is determined by adding 8% to the highest U.S. prime rate published in The Wall Street Journal “Money Rates” table on the 15th business day of the month. The rate is effective on the first day of the billing cycle. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. IFCU does not determine how merchants are classified, but they are generally classified based upon the merchant’s primary line of business. Must spend at least $500 within the first 90 days of card activation in order to receive an additional 2500 bonus points. We reserve the right to determine which purchases qualify for this offer. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Call us at 765-771-8000 option 1 to talk to a consumer loan specialist for current rates, terms and conditions.