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How To Use Credit Cards To Build Credit

How To Use Credit Cards To Build Credit
We all want to look at our personal finances and feel like we’re rocking it. At the very least, we want to feel like we’re in control of our finances. One good way to set yourself up for financial success is to be intentional about building good credit for the long term. Whether you just…
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Your Ultimate To-Do List When Money Is Tight

Your Ultimate To-Do List When Money Is Tight
Your Ultimate To-Do List When Money Is Tight The coronavirus pandemic has shown that anyone can fall on hard times. When money is tight, you can feel emotionally drained and out of control. We’re here to help. We put together a checklist to get you started on your new financial budget so you can come…
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4 Ways to Trim Your Fixed Expenses

4 Ways to Trim Your Fixed Expenses
4 Ways to Trim Your Fixed Expenses When trying to trim a monthly budget, most people don’t consider their fixed expenses. These recurring costs, which include mortgage payments, insurance premiums and subscription payments, are easy to budget and plan for since they generally remain constant throughout the year. While people tend to think there’s no…
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The Truth About Credit Card Debt and How to Responsibly Build Credit

The Truth About Credit Card Debt and How to Responsibly Build Credit
The Truth About Credit Card Debt and How to Responsibly Build Credit If credit cards had their own relationship status on Facebook pages, we’d probably click, “It’s Complicated.”   It’s no secret that everyday Americans enjoy the freedom of swiping at the supermarket and the convenience of online shopping. But the average balance has swelled over the years…
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Buying a Car. What’s an MSRP?

Buying a Car. What’s an MSRP?
Buying a Car. What's an MSRP? Original article by Doug Demuro on Autotrader.com If you’re interested in buying a car and you’ve done any research online, it’s likely that the term MSRP has come up. You might know this stands for manufacturer’s suggested retail price, but what does that mean? We have the answer, and…
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Staycation

Staycation
Let’s face it, this year has looked unlike any other and with events postponed, sports canceled, gatherings of any kind are risky..what’s left? 🏡We’ve come up with a list of #staycation ideas you can do on a budget that are sure to make lasting #memories!
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Want to Refinance Your Car Loan? – Here’s What You Need to Know

Want to Refinance Your Car Loan? – Here’s What You Need to Know
If You are Trying to Decide if You Should Refinance Your Car Loan, IFCU Can Help. When a borrower wants to refinance car loan terms and payments, the process involves applying for a new car loan to pay off the existing one. Most automobile loans are secured with the vehicle serving as collateral and the borrower making fixed payments…
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Top 5 Tricks for Increasing the Value of Your Home

Top 5 Tricks for Increasing the Value of Your Home
Whether you're about to list your house for sale on the market or you've just moved in and plan to stay a while, you should make the most of the money you invest into your home in the form of upgrades, repairs and remodels. To be sure you see a return on these types of investments,…
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Ensuring you receive your coronavirus stimulus check

Ensuring you receive your coronavirus stimulus check
Tax Day looked a little different this year, as news spread that the IRS would start distributions of the stimulus checks promised by the CARES Act relief program. Individuals making less than $75,000 adjusted gross income a year, and joint tax filers making less than $150,000 adjusted gross income, all logged on to their banking…
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Support Local Business

Support Local Business
At IFCU, we care about our small business owners, and want to lend a helping hand. Here are a few ways that you can support local business as well.
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