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The Truth About Credit Card Debt and How to Responsibly Build Credit

The Truth About Credit Card Debt and How to Responsibly Build Credit If credit cards had their own relationship status on Facebook pages, we’d probably click, “It’s Complicated.”   It’s no secret that everyday Americans enjoy the freedom of swiping at the supermarket and the convenience of online shopping. But the average balance has swelled over the years…
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Buying a Car. What’s an MSRP?

Buying a Car. What's an MSRP? Original article by Doug Demuro on Autotrader.com If you’re interested in buying a car and you’ve done any research online, it’s likely that the term MSRP has come up. You might know this stands for manufacturer’s suggested retail price, but what does that mean? We have the answer, and…
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Staycation

Let’s face it, this year has looked unlike any other and with events postponed, sports canceled, gatherings of any kind are risky..what’s left? 🏡We’ve come up with a list of #staycation ideas you can do on a budget that are sure to make lasting #memories!
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Want to Refinance Your Car Loan? – Here’s What You Need to Know

If You are Trying to Decide if You Should Refinance Your Car Loan, IFCU Can Help. When a borrower wants to refinance car loan terms and payments, the process involves applying for a new car loan to pay off the existing one. Most automobile loans are secured with the vehicle serving as collateral and the borrower making fixed payments…
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Top 5 Tricks for Increasing the Value of Your Home

Whether you're about to list your house for sale on the market or you've just moved in and plan to stay a while, you should make the most of the money you invest into your home in the form of upgrades, repairs and remodels. To be sure you see a return on these types of investments,…
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Ensuring you receive your coronavirus stimulus check

Tax Day looked a little different this year, as news spread that the IRS would start distributions of the stimulus checks promised by the CARES Act relief program. Individuals making less than $75,000 adjusted gross income a year, and joint tax filers making less than $150,000 adjusted gross income, all logged on to their banking…
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Support Local Business

At IFCU, we care about our small business owners, and want to lend a helping hand. Here are a few ways that you can support local business as well.
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Fixed-Rate Credit Cards

Industrial Federal Credit Union has non-variable fixed-rate credit cards with an unbelievable balance transfer promotion going on right now!
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Coming Soon!

Industrial Federal Credit Union has designed a free app to help our members manage their VISA credit cards on the go! VERY SOON, you’ll be able to download the IFCU VISA app from iTunes and Google Play stores!
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When Your Car Loan Outlives Your Car

It’s a tough situation. Many people need to borrow money to finance a car just to get to work. If you can afford a new car, your warranty should see you through the term of your loan on most major repairs. But what about those of us that buy a used car?
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