Category Archives: lower interest rate

When Doing a Credit Card Balance Transfer Makes Sense

When Doing a Credit Card Balance Transfer Makes Sense If you’re carrying a month-to-month balance on your card that’s a bit too high for comfort, you’re in good company. The average card balance in Indiana is $4,796 according to Bankrate. This highlights the struggle many Hoosiers face: carrying a high balance month-over-month is a sure way to…
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4 Debt Consolidation Options You May Have Not Considered

When it’s difficult to make all your payments on time, or interest rates on your current lines of credit are draining your checking account, consider debt consolidation. This smart financial move may help you get back on track with your monetary responsibilities, may boost your credit score and ease the mental stress of paying multiple…
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Want to Refinance Your Car Loan? – Here’s What You Need to Know

If You are Trying to Decide if You Should Refinance Your Car Loan, IFCU Can Help. When a borrower wants to refinance car loan terms and payments, the process involves applying for a new car loan to pay off the existing one. Most automobile loans are secured with the vehicle serving as collateral and the borrower making fixed payments…
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